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@nicole_monsalva:
la Nico 🌻🇨🇱
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Region: CL
Sunday 03 May 2026 23:50:45 GMT
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INVESTING in 2026: 🤏 If you’re new and risk adverse - 3 fund portfolio is a great way to start! It’s the most diversified strategy, capturing pretty much the entire world market. 📈 If you like a little bit of risk - choose specific ETFs that mimic your risk appetite and preferences. This is what’s commonly spoken about online when people are looking for passive investing. 📝 If you want to dedicate time and research, individual stocks are great. It’s not easy and there’s much more risk - but I personally love it. You can make some life changing money here, with less risk than something like options or margin. Still takes time and patience. 🧑💻 Full transparency on beating the S&P and QQQ, one portfolio I have does not show carve out contributions and distorts the “total returns” and does not track the times when I added money into the account. Even on that end, still beating the S&P on that account just from the raw returns, and would need to calculate for the QQQ, but it looks like it does. #investing #PersonalFinance #howtoinvest #stocks
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