@michelle.singletary: I had the most interesting conversation with BET founder Bob Johnson and his business partner, Spencer Williams. They have a created a process for employees to more seamlessly roll over a 401(k) when they leave a job. Bob says there are millions of dollars of wealth left on the floor when people cash out rather than focusing on long-term gains, and that disproportionately affects low-wage workers. #retirement #401k #investmentstrategy #savingstips #ColorOfMoney