@jakeclaverqfop: His advisor said no to Bitcoin. So he searched online, found a fraudulent London firm, wired his entire $2.6 million IRA, and lost it all. He is 65. That was his life savings. The IRS has a theft provision that may help with the tax hit but the money is gone. ETFs have been available since January 2024. A fiduciary who turns a client away on crypto and sends them to the internet alone is not doing their job.