Ramit Sethi
Region: US
Wednesday 06 May 2026 16:00:26 GMT
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llllllIlllllllIllllIlllIIll :
$18million as Present value or future value? HUUUUGE difference.
2026-05-06 17:53:45
298
Christina Kothari :
May this financial security find me
2026-05-06 19:29:46
571
Mitch McGaughy :
How did he calculate the $18m future value?
2026-05-07 00:52:19
6
The Trought :
I’d retire right then and there lol
2026-05-07 00:05:05
96
liked your comment :
I am at $2.2m now at 55, retire at 58. I ran the numbers today and will struggle to spend down my retirement.
2026-05-07 16:44:03
11
Colonel Angus 😝 :
I’m 54 and have $2.8M in investments and probably won’t even touch it. I fully retired at 52 and live off my $82k/yr pension.
2026-05-07 14:50:08
18
Go Blue 615 :
Anything more than 2-4M in retirement is really just for future generations. You won’t spend 18m in 20 years
2026-05-07 02:58:18
4
The :
How could his calculation be so off? Someone give me the short version
2026-05-06 23:11:08
42
DM :
They have current investments of $1 million and they are in their early 30's. The $18 million assumes market returns (likely 8-10%) and that they would continue their aggressive savings contributions to investments. It's not adjusted for inflation.
2026-05-06 23:50:11
50
Swizcheese :
Theyll end up being taxed a big chunk of that too if they keep investing this much, unless all of that is a roth 401k. Im assuming they are disqualified from roth ira
2026-05-07 04:56:07
11
billydoug :
Bull it won’t be that much.
2026-05-07 01:22:15
2
mr_moral_0 :
“Steak too juicy, lobster too buttery” 😂
2026-05-07 03:08:09
20
tlc_pharmanurse 🇺🇸 🦅 :
That’s too much.
2026-05-07 01:20:48
3
rs22225444 :
This makes no sense. 18 mil in 40 years means they would need to be investing 60k a year at an 8% return over 40 years. Anyone saving that much / making that much excess income can obviously do the math.
2026-05-07 00:48:24
5
OhYesIsaidIt :
What are they doing that they have this?!?
2026-05-09 00:21:13
4
Brandon Schneider, CFP®, EA :
Defining enough is a key step most people miss. Well done, Ramit
2026-05-16 01:30:10
1
sarahfuson1 :
Wait. How do I do this??
2026-05-07 05:30:09
2
user5612560825233 :
Amen
2026-05-08 01:13:52
2
Proxims :
yeah... why wait till you're 65 if you're gonna have 18M then... i don't understand.
2026-05-07 15:40:43
2
Christian Barrett :
Ramit - at $6.3mm - what’s the end goal
2026-05-07 21:09:35
3
Courtney Brown Jacks :
Great couple! I learned a lot with this episode
2026-05-06 16:48:16
4
:
If you give it away to others you won’t have it at retirement.
2026-05-07 09:20:31
3
FXD1D1 :
Yes, but that’s if they continue doing what they’re doing for the next 25 years? What if they lose a job or one of them becomes ill that whole plan goes away
2026-05-07 10:56:32
2
tchapitchuco :
lol what nonsense.
2026-05-08 01:03:03
1
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