@finance.chicks: #rentvsown #moneytok #unpopularopinion #PersonalFinance #realestate

Finance Chicks
Finance Chicks
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Region: US
Wednesday 06 May 2026 16:08:08 GMT
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mediasnod
MediaSnod :
I can’t even start to comment on all the places this logic is flawed.
2026-05-06 23:33:26
3549
sarahryma1
user8491350342189 :
The renter still has to pay rent with that money over those 30 years and guess what after 20-25 years the owners house is paid off and the renter is still paying rent. Also mortgage payments stay the same when rents raise each year.
2026-06-02 19:23:37
191
jevillanueva77
JEV :
Did you factor the following? Rent goes up. Raising and colleges for kids. Personal loans bc they don’t have access to equity. Eventually they won’t be able to put that amount of money into the market. Still, what you’re saying is worth thinking about for people that don’t want a family or a nomad.
2026-06-07 20:43:58
0
chezmex
Chez Mex :
Not the wealth move? Who tf buys a house to get wealthy? I bought mine so I have a place to live without paying someone else's mortgage.
2026-05-07 22:34:30
518
luke.parthemore
Luke Parthemore :
find me a renter putting that much in stocks. 🤣🤣🤣
2026-05-06 22:32:18
80
rossiworld
Anthony Rossi :
A house is not an investment. An investment pay’s you a return on capital. A house is a liability.
2026-06-01 11:04:21
16
inthabeniging
inthabeniging :
After 30 years the rent will be more expensive than the fixed mortgage. Do the math again. This is embarrassing.
2026-06-03 00:57:29
22
gobsz
Riyaad :
Rents stay flat for 30 years???
2026-06-03 00:25:59
12
dailydose813
Dailydose :
Jokes on you. I have my 500k home and invest heavily in the market. Renting is stupid.
2026-05-31 06:23:36
10
meriface11
Meriface :
3% increase on rent? Adorable
2026-05-06 18:27:37
182
brosehemith
Brosehemith :
This message brought to you by Black Rock
2026-05-09 00:23:17
11
tommygnugent
Tommy G. Nugent :
Not a single renter is investing… lol
2026-05-07 18:49:58
83
mersadezjadmantha
MJM :
If you’re saying someone can rent and put money into the stock market, someone with a mortgage can also do that and they would be ahead still. Renters are spending the same amount as home owners but have nothing to show in then end.
2026-05-12 18:59:45
10
d_juan_and_only
Juan Elias :
I think people in the comments here are not considering what she said in the beginning. you both already have 100k down. one invest in a house and the other invests in the stock market. the home owner is putting addition money into their home and the value grows slowly. for the renter. his rest is irrelevant. he puts the 100k in a mutual fund and if he could get an average rate of 10-12% over 30 years at 10% he makes 1.6 million after 30 years and at 12% he makes 3.2 million so yes. technically investment in stocks with 100k will earn you more over the long term than buying a house
2026-06-02 20:39:51
9
chelsandbooks
chelsandbooks :
It ain’t adding up… The renter still has to, rent. As in pay rent somewhere.
2026-05-13 03:34:07
9
libertymkts
Liberty Markets :
The only thing I could say is mind blown, who knew
2026-05-08 18:10:45
1
sunkissed859
Daniela 🇨🇦 :
True, but I still love to own a home.
2026-06-07 21:40:29
0
jmac5932
JMac :
smart ppl buy a house and invest money
2026-05-08 14:51:47
65
boylerman
boylerman :
Except a 500k house costs $4,000 a month to rent.
2026-05-07 22:04:07
995
tesspaige
tessa560 :
Couple of problems : nobody has 100 k down, and nobody who is renting has 100 k to invest lol
2026-05-07 18:01:58
164
catchaphade
CatchAPhade :
The rent raises every year it’s not always going to be a $1500 a month difference.
2026-05-06 17:48:48
1547
slicknoodle0
slicknoodle :
We don't all buy houses because we think it's cheaper. I want to own my home exclusively. I don't want a place a landlord can set arbitrary rent on, enter when he pleases, and I want my own land to give me some privacy from my neighbors. That's priceless.
2026-05-08 18:28:05
23
chrismaboy7
Chris-ma-boy :
how would you invest the monthly payment since u need to pay rent?
2026-05-08 17:39:53
13
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