Humphrey Yang
Region: US
Wednesday 06 May 2026 17:41:13 GMT
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Natalie :
Buy buy buy! Having no car payments has made the biggest financial security difference in my life!
2026-05-06 18:14:45
649
Johnny Prose :
Lease! Never invest in a depreciating asset. Especially one that's at risk every time you're on the road
2026-05-07 01:49:15
275
Slapchop13 :
But in actuality it’s not, because the average American only keeps their cars for 3 years. The average American should lease
2026-06-16 08:19:09
0
jeffmandell1 :
Having no payment is great but having modern safety features and conveniences plus never ever having to worry about repairs is even better.
2026-05-07 03:23:17
151
Zach :
Just lease to buy. Do your research and lease a car you love, make sure you love it over the life of your lease, then buy it out when your lease is up through a credit union. You’re buying a used car, which all these “finance gurus” always advocate for, but you’re the sole and original owner. It’s a win all around for you
2026-05-31 15:47:41
3
Ryan Sears :
Why can’t I lease it for the low payment, then buy it out later to get the best of both scenarios?
2026-05-07 05:26:28
17
cloverleif :
If your building wealth you don't want a car at all, unless it brings in greater value. There is no wealth building in a car, it is a pure loss for the most part.
2026-05-07 00:47:31
14
Ricardo Martinez :
People like to say “It’s a negative asset “ at least you get a asset with with buying with the lease you get nothing
2026-05-08 22:24:54
7
no :
Honda civic should never be that much what the hell is this market
2026-05-13 14:32:39
5
Mat_Repo :
Lease to have greater cashflow and more money to invest each month. I have an extra $450/month for the next 3 years. Makes it easier to do more things each month.
2026-05-08 16:09:36
5
Sublineari-tea :
Unless it’s an EV. Then lease it because you put the residual risk on the bank. If it’s positive, buy the car at the end of the lease and you win. If it’s negative then give it back to the dealer and let them eat the loss.
2026-05-08 23:21:58
15
chris :
If you just bought a car you can afford, you would never have to lease.
2026-05-13 01:43:23
9
Dev :
you would be much smarter to lease the car and take that extra ~$350 and invest it
2026-05-08 15:30:07
10
Scott-Glynn :
If you’re just paying the depreciation (at a low interest rate) then the car is worth what it’s worth when the lease is over! If you finance it, not only do you eat that depreciation, but you pay for all of the depreciation down to when the car is worthless
2026-05-08 00:57:57
5
The_RZH :
Lease if you like cars that depreciate a lot like a Land Rover. Don’t lease a civic.
2026-05-08 11:02:27
1
alexis :
What’s about leasing for your business and writing off the payments?
2026-05-07 04:59:32
6
user2974279813404 :
What about leasing and then purchasing the vehicle?
2026-05-07 23:16:20
6
user3870515994224 :
Only good to buy if you keep it like 8 years
2026-05-07 13:57:58
9
Mu :
My residual is lower 😁
2026-05-07 16:13:18
5
lifeofkellen :
so many things wrong in this video...
2026-05-08 05:53:17
6
ercosto :
Leasing can be a great option for some people. I started with low monthly payments as I wasn’t making a ton of money at the time, and after multiple raises over the past 3 years, I can now easily afford to buy the car outright. Now that the lease is up, the car is worth $22,000 and I’m buying it for $17,000. I realize the cost of those 3 years while leasing, but it allowed lower payments while my income grew, I know the car’s full history, and it didn’t strain my finances to get the exact car I wanted!
2026-05-07 22:05:56
12
Edward :
Ignoring that you can buy the car at the end of the term and even negotiate the buy out and save money.
2026-05-08 05:50:19
7
Jamila Carter :
My 2024 mazda cx-50 lease is up in 4 months. Payoff amount is $21.9k. Driveway will buy my lease for $26.5k. That’s $4.5k in equity…..in my pocket…
2026-05-12 23:21:55
5
TheAlaskanSalmon :
I leased to buy and people flamed me for it but if I’m paying the same thing at the end and I’m not having to pay interest the first 3 years it was the logical choice.
2026-05-08 02:49:06
10
DG :
for the VAST majority of people...leasing is a terrible financial decision.
2026-05-07 16:47:16
7
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