peterjonesrealty
Region: US
Thursday 07 May 2026 18:04:20 GMT
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Jeanine Cicardo :
Sorry this is not true at all I would take this post down . I’m a Loan officer 27 years .
2026-05-08 18:35:48
641
user2100269583948 :
Just go to an honest lender. Problem solved
2026-05-08 12:25:08
198
gameproPwn :
I just plan on getting a 30 year mortgage then paying it off over 2-3 years and putting like 40% down
2026-05-09 00:31:56
5
Alwayswatching22 :
When pretending to type - open a blank document and actually press the keys. You’re welcome
2026-05-08 16:36:22
123
Justin Meyer :
I'm confused. On an 800k loan, wouldn't each point cost 10% of the loan amount or 8k? And each point is only worth approximately .25% of interest (lender specific). So you'd save about $200/month on the buy down compared to putting an extra 20k down. So your numbers are way off and you'd break even in 5 years, but only if you don't sell or refinance. So you're gambling that the interest rates won't go down for 5 years.
2026-05-08 15:18:07
25
Saif Salomy670 :
Reduce the home price, not the rate. You can refinance the rate later, but you can’t change the purchase price.
2026-05-09 18:23:54
8
Q :
Points are only beneficial if you carry the loan for many years.
2026-05-08 10:17:41
12
peterjonesrealty :
Dang, my fake typing was not convincing at all. 😀
2026-05-07 19:03:59
14
Faultinmystars :
There are atleast 80 family and friends, if all can donate 10usd each, u can buy house full paid
2026-05-14 10:54:04
0
JCFLEX1990 :
I’m saving this video. Even though I’m not planning to buy a home. Lol
2026-05-08 23:10:37
0
Gregory Samaha :
Aren’t rate buydowns temporary?
2026-05-08 09:41:10
2
Andra :
Seller: “Absolutely not. Kick rocks. NEXT”
2026-05-08 14:55:21
34
LocalNJ1 :
This is so false. Point cost 1% of the loan. So $20k will get u 2.5 points. And a point reduce the rate by 0.25% typically. So that’s 0.625% rate reduction. Multiply by $720k loan = $375 a month. Plus if u refinance the loan as many do or pay before 30 years, the savings going to be far less. Don’t believe in these realtors.
2026-05-08 15:49:00
39
bogiedoeboss :
why would the seller ever do that. they can just sell it to the next guy. what year are you living in dude
2026-05-28 15:08:34
0
mk_migrant_25 :
Or just dont buy something with an interest bearing loan and save hundreds of thousands of dollars over a lifetime!!
2026-05-12 14:56:32
3
G :
and then interest rates drop 1% and you could've refinanced for much less and that seller concession just became worthless. 🤔
2026-05-08 06:03:06
1
DNICE7799 :
Banks don’t do that I asked
2026-05-13 00:14:39
1
PianoTapper :
If you can name 1 person who kept their mortgage for 30 years without refinancing a dozens times I’d agree with your assessment
2026-05-08 14:20:23
2
Free Palestine :
you arnt typing anything.
2026-05-08 10:39:32
5
Murph :
Not even close to being true
2026-05-08 23:13:45
2
HueyTalks :
fantastic ragebait
2026-05-09 03:50:21
2
Johnny2Gats :
Yet another reason to not take mortgage advice from a realtor 🤦♂️for the love of god, please reach out to a licensed mortgage broker
2026-05-09 10:41:35
3
Funkshway :
Too bad that home has 8 offers of $50k over asking so
2026-05-08 18:07:03
0
Dawn :
totally wrong
2026-05-13 01:24:05
1
Treed :
Why would a seller give a buyer 20K? Not in this market.
2026-05-09 22:19:09
4
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