@trinabilities: If you hate math and numbers, that’s going to be the reason why madali kang lokohin because the structure is in the numbers. These are simple computations na dapat alam natin gawin in our minds! If you want an extraordinary life like retiring early, wala yan sa 4% investments at time deposits. Investing is a way to create the free life where you’re never at the mercy of the next paycheck that can one day stop coming in.