@creditoperative: Bankruptcy courts don't send your filing to Equifax, Experian, or TransUnion. A company called LexisNexis does. The bureaus source your bankruptcy from LexisNexis. Delete it there first, and the bureaus can't verify it — which under FCRA §611 forces deletion. Run this sequence. The rest takes care of itself. #creditrepair #creditscore #fcra #debtcollectors

Creditoperative
Creditoperative
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Region: US
Friday 08 May 2026 13:40:05 GMT
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wisdom.is.strengt7
Wisdom is Strength :
Opt out of Lexus nexus
2026-05-10 14:42:18
136
hereforthecomments121
I’mHereForTheComments :
The USA government should get a credit rating, it would in the negative.
2026-05-11 15:37:12
140
onlyremi
Oluremi :
So! It’s still on your credit for 10 years
2026-06-23 08:37:49
0
caseyfreeman03
Casey Freeman :
LexisNexis , are very difficult to deal with,
2026-05-24 17:51:43
3
absolutelynotmyke
DefNotMyke :
the fact none of yall know what lexis nexis is cracks me up
2026-05-10 17:56:15
33
elliot.feyjoo
Elliot Life Insurance :
But why would lexis nexis delete the file if it is indeed legitimate?
2026-05-09 21:14:10
15
ariesgoddess_43
AriesGoddess_43 :
So I got a letter from Lexi’s Nexis removing my bankruptcy but Experian won’t budge. It keeps coming back verified even with the letter
2026-05-26 02:46:19
3
veryvera88
veryvera88 :
Anyone can verify a bankruptcy, foreclosure, eviction or judgement because that’s public record on every states court index site.
2026-05-11 05:35:52
10
hustlegame247
Hustle Game :
99.9999% afraid of bankruptcy....
2026-05-09 23:07:33
5
alabamasfinest2
LaWandaK 🧬 :
Lexis Nexis removed mine but Experian won’t budge.
2026-05-10 23:26:45
19
doug.elliott7
Doug Elliott ❌ :
Yep. I worked for LexisNexis for six years.
2026-05-18 02:31:46
10
hitmmup
Kimberley :
LexisNexis gladly removed with a letter from the court stating they do not report to any credit bureau, could not get any credit bureau to remove after its was unverified and other LexisNexis . So frustrating!
2026-06-21 19:36:49
2
luv_struk78
luv_struk78 :
Can you block LexisNexis before filing bankruptcy??
2026-05-18 02:57:32
4
sharisse82
Sharisse :
I learned this by working in life insurance believe it or not
2026-05-14 17:21:58
2
johnreynolds331
John Reynolds :
I found out who LN was only due to questioning an increase in my auto insurance. They do make mistakes and it's a pain to get corrections made. But it's worth your time. It was frightening to see how much information they had on me prior to the internet. (or at least the internet as we are aware.
2026-05-11 03:57:52
8
darstars26
darstars26 🐶🐶 :
If you file a chapter 7, they have to remove it after 10 years
2026-05-13 23:30:29
4
amon_right
Amon_Right :
Oh there's so much more to that
2026-05-12 15:21:56
2
sacred.aura8
Sacred Aura :
Great info!👍🏼💫☀️🌻
2026-05-23 20:28:23
2
lunaraithtv
Lunaraith :
LexisNexis does not remove information used for law enforcement or in databases regulated by the Fair Credit Reporting Act.
2026-05-12 21:47:39
5
exhibitiongallery
Exhibition Gallery :
Great insights. ✌
2026-05-19 20:17:55
2
sugar4teaforme
sugar4teaforme :
Lexus nexus is a court reporting company. Every case is reported
2026-05-14 22:15:17
3
average.joe059
Average Joe :
Lol, the Troof!
2026-05-24 12:19:06
1
seattlecarbuyer.c
seattlecarbuyer.com :
THEIR NOT BUREAU'S THEY ARE DATA FURNISHINGS PRIVATE COMPANIES
2026-05-12 06:42:07
2
red._g
Red.g :
sue
2026-05-15 00:50:09
1
scoobalsid
Scubasid :
Owned by Relix a UK company
2026-05-24 08:51:13
2
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