@creditoperative: Bankruptcy courts don't send your filing to Equifax, Experian, or TransUnion. A company called LexisNexis does. The bureaus source your bankruptcy from LexisNexis. Delete it there first, and the bureaus can't verify it — which under FCRA §611 forces deletion. Run this sequence. The rest takes care of itself. #creditrepair #creditscore #fcra #debtcollectors
The USA government should get a credit rating, it would in the negative.
2026-05-11 15:37:12
140
Oluremi :
So! It’s still on your credit for 10 years
2026-06-23 08:37:49
0
Casey Freeman :
LexisNexis , are very difficult to deal with,
2026-05-24 17:51:43
3
DefNotMyke :
the fact none of yall know what lexis nexis is cracks me up
2026-05-10 17:56:15
33
Elliot Life Insurance :
But why would lexis nexis delete the file if it is indeed legitimate?
2026-05-09 21:14:10
15
AriesGoddess_43 :
So I got a letter from Lexi’s Nexis removing my bankruptcy but Experian won’t budge. It keeps coming back verified even with the letter
2026-05-26 02:46:19
3
veryvera88 :
Anyone can verify a bankruptcy, foreclosure, eviction or judgement because that’s public record on every states court index site.
2026-05-11 05:35:52
10
Hustle Game :
99.9999% afraid of bankruptcy....
2026-05-09 23:07:33
5
LaWandaK 🧬 :
Lexis Nexis removed mine but Experian won’t budge.
2026-05-10 23:26:45
19
Doug Elliott ❌ :
Yep. I worked for LexisNexis for six years.
2026-05-18 02:31:46
10
Kimberley :
LexisNexis gladly removed with a letter from the court stating they do not report to any credit bureau, could not get any credit bureau to remove after its was unverified and other LexisNexis . So frustrating!
2026-06-21 19:36:49
2
luv_struk78 :
Can you block LexisNexis before filing bankruptcy??
2026-05-18 02:57:32
4
Sharisse :
I learned this by working in life insurance believe it or not
2026-05-14 17:21:58
2
John Reynolds :
I found out who LN was only due to questioning an increase in my auto insurance. They do make mistakes and it's a pain to get corrections made. But it's worth your time. It was frightening to see how much information they had on me prior to the internet. (or at least the internet as we are aware.
2026-05-11 03:57:52
8
darstars26 🐶🐶 :
If you file a chapter 7, they have to remove it after 10 years
2026-05-13 23:30:29
4
Amon_Right :
Oh there's so much more to that
2026-05-12 15:21:56
2
Sacred Aura :
Great info!👍🏼💫☀️🌻
2026-05-23 20:28:23
2
Lunaraith :
LexisNexis does not remove information used for law enforcement or in databases regulated by the Fair Credit Reporting Act.
2026-05-12 21:47:39
5
Exhibition Gallery :
Great insights. ✌
2026-05-19 20:17:55
2
sugar4teaforme :
Lexus nexus is a court reporting company. Every case is reported
2026-05-14 22:15:17
3
Average Joe :
Lol, the Troof!
2026-05-24 12:19:06
1
seattlecarbuyer.com :
THEIR NOT BUREAU'S THEY ARE DATA FURNISHINGS PRIVATE COMPANIES
2026-05-12 06:42:07
2
Red.g :
sue
2026-05-15 00:50:09
1
Scubasid :
Owned by Relix a UK company
2026-05-24 08:51:13
2
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