emmaisindebt
Region: GB
Saturday 09 May 2026 10:21:39 GMT
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Malikaaa ʚ :
How do you even get £4k approved on Monzo Flex?
2026-05-11 05:23:03
338
JustaGorl :
In a year. Flipping hell
2026-05-09 23:02:49
285
🐾 The Bear Family 🐾 :
Can you get a balance transfer credit card to pay off your credit cards. Many lenders will give you 24 months on 0% interest. So you’re paying down the credit and not towards the interest.
2026-05-09 10:39:02
315
lœ :
You need to open an up affordability complaint with ALL of your lenders. Take them to the ombudsman. Did they verify your income? Did they check how much debt you were in? Try it!
2026-05-09 11:50:19
108
Meg Docker :
I was in 20k and everytime I would get a new card to pay off the others I’d max it out. Stepchange saved me! I’m now debt free and it happened for my 30th. You can do this and it’ll be the best thing you do ❤️
2026-05-09 12:04:42
117
life_with_livia :
My only pain is none of these was for something tangible that you can hold on to 🤦♀️not for education or business
2026-05-10 19:51:37
38
becs :
I’m so sorry I was in £10,000 debt worst time of my life we are not taught NOTHING in school about debt credit cards nothing I hope you come out the other side soon
2026-05-11 16:48:39
39
Shaunvstheworld :
Please get in touch with debt management. You can’t be paying interest on these balances, you’ll never shift them. I used Payplan. Saved my life.
2026-06-09 00:23:40
26
🤠 :
Queen I CURRENTLY work for Monzo in FH and I'm in debt lol (very manageable amount but still, just because we work in the field doesn't mean we're immune to the cost of living!)
2026-05-11 10:00:22
35
Kathy LY :
You’ve got this girl - it’s such a hard slog but it’s so worth it 💖
2026-05-09 11:31:02
28
rebreath :
Klarna birthday present wtf
2026-05-12 08:07:07
43
Ellis 🍓 :
This just shows how expensive life is and how easy it is to get here, I’m praying you are debt free one day soon
2026-05-10 19:13:52
95
Lauren Startup :
People can judge but getting into debt is so easy to do and so hard to get out of and is so debilitating. I’m really rooting for you to be able to get out of this!
2026-07-02 11:19:59
21
Hob :
i sooo understand the feeling of FOMO and wanting to enjoy life, but i promise you financial freedom and independence will feel so much better than a random night out that you'll forget about in a few weeks, and birthdays can be made special at home or a bit later when financially able. trips and activities can happen at any moment, you're not under time pressure.. unlike interest rates 🥲
2026-05-10 11:12:11
46
Gemma & Orla 🌻 :
We’re currently £7k in debt, I was on maternity leave and my boyfriend was made redundant. Then we had our boiler brake, his appendix burst and it was my daughter’s first birthday. We are slowly paying off our debt but after we pay all our bills, we have only £150 left over 😭
2026-05-11 18:29:59
6
🎀 :
I thank God that Monzo flex has only allowed me a £500 limit bc I treat it like it’s literally my own money
2026-05-10 11:55:08
36
mazikeen :
how were you able to even take out all these loans 😭 surely your credit score affects you badly?
2026-05-09 22:59:01
38
Kelly ⁶³ :
My issue with Klana is I still use it when I can afford to buy things out right because I like smaller payments then end up paying £300 a month 🙄
2026-05-11 22:05:05
12
idonteatdiscuits :
I don’t understand, that once you realise you’re in terrible debt but you still continue spending. I’m in five grands worth of debt because ivf. It’s terrifying , but on a 3 year interest free card.
2026-05-13 08:39:28
7
Shaun Stacey :
Bless you but if I have one advice at 24 don’t do it if you can’t afford it
2026-05-11 10:20:02
7
🦝 :
sell on vinted,ebay etc
2026-05-11 12:59:29
7
VO2Max :
I ask this from a genuine curiosity but how do you end up getting to the point where you spend money on credit knowing you can't pay it off?
2026-05-11 13:43:03
6
ThrobbinHood :
and I thought my 400 quid credit card was a lot jesus, idk how this shit doesn't drown you I hope you figure it out soon
2026-05-11 11:51:37
15
X :
I just ended up going into an IVA, I couldn’t keep up with the payments and it was spiralling. 1 year down 4 to go 😂❤️
2026-05-11 19:29:51
5
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