markonthemoney
Region: GB
Monday 11 May 2026 07:58:52 GMT
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Chris :
This is quite terrifying how little the average is for each age group
2026-05-11 12:18:35
75
Oli Dimelow :
Yes, finally above average at something 😂
2026-05-11 08:16:37
53
smb09876 :
Retired last year at 57. Worked for the same company for 40 years and my Pension pot is worth £2.2m.
2026-05-11 15:57:42
30
Singularity :
These are shockingly low numbers, how can you retire with a pot of £144k, the rules of thumb for the pension drawdowns are 5% if you are in poor health, 4% for the average person and 3% if you retire early, for a single person £144k is not even close, another rule of thumb is your pension should be 2/3rds of your final salary, so for the average person that’s roughly £26,000, less the state pension that’s roughly £14,000, if we multiply this by 25 (4%) that’s a pension pot of £350,000, if you intend to retire at 57 you need to add £12,500 per year before state pension age, so plus £125,000, brings your pot total up to roughly £500,000, even with this huge pot, your average pension will only be roughly £1,900 a month after tax, not terrible news if you are a couple, not so great if you are single, a single person incurs about 75% the costs of a couple, bringing those pot numbers up to £500,000 to retire at 67 and £750,000 to retire at 57 !!! BUT and it’s a MASSIVE BUT, the recent changes to inheritance tax has blown these traditional calculations out of the water, as of today, the entire pension industry in the UK has no real answer to this change, but the likely effect is a more aggressive drawdown, reducing the pot totals but increasing risk.
2026-05-11 13:45:33
10
klh1g08 :
39 and £242,000. I’ve been at the same company for 13 years and they have always paid 9% of my salary I’m so very lucky to have that.
2026-05-11 14:59:48
12
cfg :
195k split between SIPP & S&S ISA and contributing 34k a year now. Split looks like 20k ISA and 14k-ish SIPP per annum. 34yo and 180k total comp.
2026-05-11 10:59:15
3
rizmaxx82 :
£800k saved across my S&S ISA and Pension, 43 years old, no kids. I need to start thinking about what age I should retire.
2026-05-11 14:46:36
3
NEmiliou26 :
not sure how youve got these figures, I work for royal mail im 34 and got over 100k in my potts
2026-05-13 20:03:28
0
Chopps :
I’m 42, got £65,800 in my pot and want to retire at 55. I’m currently putting £642 a week into my pension. Think I’ll have about £650k in 13 years time. Is that enough? I should also have a £400k house with no mortgage. And hopefully some other cash. I’m assuming I’ll live till 90
2026-05-11 14:57:07
4
Hannah Coulson :
Wow I am really shocked at these figures actually. I’m 38 £300k so far
2026-05-11 15:17:14
3
Jeff Lamp :
43 with 400k. Any projections on what I might have at 57 to retire ? Putting in 37k a year.
2026-05-11 19:45:57
2
user8067148506523 :
Jesus....the amount people are putting in their pots! Clearly I was in the wrong trade as a sparks.
2026-05-13 15:31:14
1
Red_RightHand :
wow, i'm ahead of my age group by almost £200k
2026-05-13 09:45:01
1
Harold Barrett :
55 and I haven't got a bean 👍
2026-05-11 12:51:58
18
NadineRochester 🇬🇧 🇫🇷 :
Thank you for sharing these honest average pension pots. 😌. For all the ones who have more, even 1m pot.., this is not a place to brag because there are plenty of people who are below the average, who have been working very hard all their life.
2026-05-11 17:40:31
5
kevinharrison651 :
How can you live on that
2026-05-13 07:00:27
0
idk :
where the hell u getting these values from.
2026-05-12 21:07:24
0
Woodsey123 :
55 and 700k and working part time just to keep a few pennies rolling in.
2026-05-11 16:04:16
1
TerryTibbs :
350k in pensions, 250k in stocks and shares. 45yrs old.
2026-05-11 14:47:05
0
Rob314151🏴 :
Currently at £834k pension pot aged 57 & £354k in other places (ISA, Premium Bonds, Savings acc, Stock trading acc)
2026-05-11 16:23:27
0
02737828282848 :
25, only £1.2 million in my pot hoping to have £10m by 50 so i can retire. not bad me thinks 😂😂
2026-05-11 20:07:58
2
user18362495395 :
260k at 49, aiming for 500k by the time I’m 57, then checkout, with additional savings, no mortgage and a holiday home worth 200k.
2026-05-11 13:37:23
0
phenolthiol :
I’ve 600,000 I must of done something wrong
2026-05-11 15:48:12
0
peterikc :
62 with £450,000 pension advise want to retire at 63 thoughts on how to draw that down please ?
2026-05-11 12:04:04
0
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