How to open a Roth IRA on Fidelity in under 15 minutes ⏱️ Save this post. Come back when you’re actually ready. Then do it — because every month you delay costs you way more than any fees ever will. 2026 Contribution Limits: • Under 50? Up to $7,500 this year • Age 50 and up? Up to $8,600 No minimum to open. You can literally start with $1. The only real catch? Your money has to actually get invested. Funding the account is only step one — you still need to buy assets (don’t let it sit in cash). Here’s exactly what you’ll do: 1. Go to Fidelity.com or the app 2. Open a Roth IRA 3. Fund the account (bank transfer) 4. Hit the buy button on low-cost index funds or ETFs Swipe to slide 11 if you forget the steps later. This is one of the simplest, most powerful moves you can make for your future. Tax-free growth. Tax-free qualified withdrawals in retirement. Compound interest working hard for you. Tag someone who keeps saying “I’ll do it later” 👇 Stop procrastinating on your money. Open it. Fund it. Invest it. Your future self will thank you. #RothIRA #RothIRATips #InvestingForBeginners #Fidelity #IndexFunds - @realwealth17