@lanepaysoffdebt: POV: every extra payment started adding up faster than I ever imagined. We’ve paid almost $40,000 off our HELOC total and $16,000 toward principal just this calendar year. High interest debt can feel impossible until you start watching the balance actually move. Nurse by night, debt payoff by every spare dollar. #DebtPayoff #HELOCPayoff #PersonalFinance #MortgageDebt #FinancialFreedom @Lane’s40+beautyFinds
yeah I would definitely refinance your mortgage to a fixed rate once you get the HELOC down to 40k. out of curiosity how big is your house?
2026-05-13 05:21:51
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STAR 🌟 :
As a mortgage underwriter you are doing the best job at paying down that HELOC and paying yourself back on your retirement. You did awesome at explaining how paying down that principle is so effective 👏
2026-05-13 13:37:14
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MICHELLE MARQUEZ :
Interest for 10 years is absolutely crazy 😭😭😭
2026-05-12 01:57:20
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Diary of a Feral Woman :
this is wxactly what I want to do. I finally have a day job that keeps me fed and hosued, but I cant pay off any debt. I want to do social media for thsi as well. I hope to start in sept
2026-06-15 06:10:39
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Donnajean Steele :
How much did you take out from retirement ? And how long did it take you to pay off ?
2026-05-12 22:29:21
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Lauren |Debt Pay Off Journey :
Paying interest only for 10 years? You got a rotten deal my friend
2026-05-12 02:13:46
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Sam Finds🪿🌸 :
Keep going queen! Rooting for you!
2026-05-12 23:09:02
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ciara :
as a Canadian this makes me want to move we have 5 yr fixed max and huge mortgages anywhere anyone wants to live
2026-05-14 23:17:03
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Ellison :
It’ll be worth it.
2026-05-13 00:53:27
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Franklin :
That is some discipline to get those down. Curious about the tax/insurance here. For my payment 2/3 is tax/insurance and the other 1/3 is mortgage. Fortunate rate is 2.65 but as a single dad if I ever wanted to move I would not be getting an upgrade on the current home.
2026-05-12 05:03:40
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isabel :
Which neighborhood in Portland did you buy?
2026-05-12 06:27:15
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Audrey :
I think you’ll have it paid off by the start of 2027! You’ve got this friend. I love seeing your progress!
2026-05-12 03:52:33
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Tayler :
Girl, this is amazing! I have a HELOC that’s set up in the same way. I’ve been paying it down early too cause our payment was $800 of just interest for the first 10 years 😭
2026-05-12 18:25:18
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Dani’s Creations :
Homes have to go down in price or I have to make a lot more money. I don’t see how it will ever happen.
2026-05-12 04:06:11
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brg10116 :
Refinance the HELOC and mortgage to a fixed rate mortgage. Like today!
2026-05-12 02:19:53
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always.amanda.j :
😂😂😂
2026-05-13 21:30:35
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Ash :
❤️❤️❤️
2026-05-24 08:22:25
0
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