@the.mortgage.man: BREAKING NEWS - HALIFAX SET TO OFFER 5,000 DEPOSIT MORTGAGE #mortgage #mortgagebroker #firsttimebuyer

Ryley | Mortgage Advisor
Ryley | Mortgage Advisor
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Region: GB
Tuesday 12 May 2026 14:55:01 GMT
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p735577
P :
This is bad news, it just makes people over extend themselves
2026-05-12 18:49:55
1110
benicarol4
Mys4 :
£300K so not for anyone in London area😫
2026-05-13 01:51:36
370
betsy_585
Betsy :
Taking on a mortgage when we’re heading into a recession and already in a cost of living crisis doesn’t exactly sound secure. Food prices are rising, energy prices are rising and the economy feels increasingly unstable.
2026-05-13 06:52:09
162
fivetinbees
. :
On of the condition being 20% extra on the mortgage 😂😂😂😂😂😂
2026-05-12 15:41:58
254
kierancousins
Kieran :
Makes you extremely vulnerable to interest rate changes so many people going from 1-2% mortgage rates in Covid now unable to pay their mortgage now it’s at the going rate around 5%
2026-05-13 02:17:31
27
lyrasylver
Lyra :
Won’t the repayments be insane
2026-05-13 07:28:05
42
annvi22
TikTak :
Doesn’t your salary define how much you can borrow?
2026-05-12 21:39:07
122
edamamebean2
Edamamebean👻☨👽 :
Yeah, thats all well and good until they start doing the affordability tests, if you can't pass that or the stress test element of it, you're not getting that mortgage. Its not as simple as just giving them 5k for a deposit.
2026-05-13 06:52:29
34
ncampbell97
ncampbell97 :
Rates gonna at least be 5.5 fixed
2026-05-12 18:02:42
40
__j.a.k.e_
ǝʞɐſ :
Really seems to good to be true. Can you do a pros and cons vid please
2026-05-13 07:51:55
15
ceryswaldron28
Ceryswaldron28 :
Yeah great, then I’ll be in debt my whole life. Can’t wait.
2026-05-14 14:33:22
5
safi.artistry
safi.artistry :
So let’s say I find a property of £230k, would I need to put a minimum 5% deposit down for this (£11.5k), or can I just put a £5000 deposit down instead?
2026-05-13 17:07:09
9
allanawilson.archistry
Allana | Makeup & Brow Artist :
The low deposits does not help at all. How much the banks want to lend is the problem
2026-05-13 21:18:47
10
somuchforcharlotte
Charlotte :
The monthly payments will be crazy though!
2026-05-13 20:44:39
9
markpreston471
markpreston471 :
What does mortgage mean in French ?
2026-05-12 20:02:53
6
floss07_
floss07 :
How would they know if it’s gifted? What if you paid in cash to your bank?
2026-05-13 08:47:49
8
saymynamehiba
hiba :
interest will be crazyyyy
2026-05-13 15:05:15
8
trueqais
Qais :
Big short part 2
2026-05-14 00:23:20
7
johanna.boyce1
Johanna Boyce :
I used to think loans were my only option... $50K from the bank. $847 a month for 7 years. Over $21,000 in interest alone. Then I discovered grants. Same $50K. $0 to repay. $0 interest. $0 giving up control. The only difference? I stopped begging for money and started applying for what was already available. If you're a business owner trying to grow smarter, not harder, comment "GRANTS" below-I got you
2026-05-20 13:46:44
0
perpetuallyonline
Amber :
Can’t get a decent house in my area of London for £300K 😭 pain.
2026-05-14 19:39:16
4
qasimchoudhary96
Qasim Choudhary :
Is this also applicable to properties in Scotland?
2026-05-15 10:44:49
0
fatandarrogant
eve :
recession indicator I fear
2026-05-13 19:50:18
4
uglycardico
Nic 🍄 :
Sounds like a good idea in theory but it's just going to make monthly mortgage repayments sky high
2026-05-14 16:22:03
1
tnia.fortunato0
123456789B :
Can you please help me get that morgage deal?
2026-05-18 17:57:00
0
amirsjournal
Dr Amir :
What’s the catch?
2026-05-14 20:47:28
0
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