@thecoffeeshop_lawyer: Replying to @Eric Jamneck Here are my general thoughts on the subject. Always check with your bank

Francois Vorster
Francois Vorster
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Region: ZA
Wednesday 13 May 2026 07:51:01 GMT
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user8374125751199
LOVER-GIRL :
My bond is R1500 per month, but I I pay R3000 a month. I could 30 years to pay, and I'm almost done an it's been 11 years now
2026-05-13 13:21:08
233
mg_rsa
MG🇿🇦 :
I paid mine early and cancelled it and there was no penalties, and there was no notice. Once the bond is fully paid up, they can’t debit or charge interest on a R0.00 principal balance as I was told, so cancelling was so easy, all you gonna pay is the amount for the attorney to transfer the bond, This is my experience, you may have a different experience.
2026-05-13 12:49:43
116
mrscheu
MissPee :
when can one invest n get nice monthly interest
2026-06-07 21:37:46
1
shallas17
shallas :
Question: bond fully paid & not canceled... does the bond still debit every month?
2026-05-13 09:09:46
22
tauyamanganeng
Moopong :
Quick question i heard is possible to borrow money from your bond , how true is this
2026-05-14 00:07:35
9
lebomawelela1
Lebza :
please explain the bond cancelation penalty before time?
2026-05-13 11:30:42
7
blessedbeyondmeas378
BlessedBeyondMeasure :
What does cancelling the bond mean?
2026-05-13 17:43:36
2
zamanjalo_
Zama waseMzansi🇿🇦 :
ive had this 20yr bond for 10 yrs bt the amt owing is not even moving much😭 i thot it will be 50% done by nw
2026-05-14 17:51:15
1
gert.fourie
ProbablyGert :
SA homeloans changed their payment to only debit order. Not possible to pay more anymore
2026-05-14 06:41:54
2
yogi.govender8
Yogi Govender :
If your bond is paid up and now you request the title deeds and the bank cannot find the title deeds what happens now
2026-05-13 18:36:31
1
cherise_c_85
Cherise_C🇿🇦 :
okay I understand that, what makes me confused then. So let's say I paid off my home loan faster. Do i still pay the get my title deed from the bank?
2026-05-13 08:30:07
1
kokets4
kokets4 :
between a bond and car which one can I choose as good investment because I can only afford one?
2026-05-14 04:19:38
2
jambasecanzi
Baw’lisaJambase :
Are u really saving if u paying extra? 🤔 Honest question
2026-05-16 18:55:20
1
user3192433406073
user3192433406073 :
hi there. if I pay extra on my bond do extra payments get deducted on the capital amount or the interest amount?
2026-05-18 10:52:55
0
roy.g..biv
ROY G. BIV 🇿🇦 :
Okay, hypothetically let’s assume it’s a 20 yrs bond for 2M (investment property) and it’s fully paid off in 5 yrs then I give the bank full notices on time, are there penalties or it’s just attorney fees again to cancel the bond
2026-05-29 17:51:57
1
letitiawilson8
tess :
I extra on bond each month but did not notice any difference but instead when I resigned and ask bank grace till I receive my money they said I have alot of money that they can pay towards the bond and it was alot of money.
2026-05-29 16:57:53
1
takimudau79
takimudau79 :
A bond is a good investment
2026-05-16 08:21:38
4
willy_rock_
akawilly the Sandman :
if u have ur title deed already must u still go to the master's
2026-05-30 22:17:25
1
owenitaleonard
Owenita Leonard :
How long should one pay extra on the bond to see the difference?
2026-05-13 08:25:36
0
pfariso47
Pfariso :
So it’s possible to cancel the bond before it’s paid up?? What happens then??
2026-05-13 14:58:05
2
_zetz99
@Zetz99 :
There's no penalty for early settlement, only attorney fee for your deed document 📃😔 Early settlement saves you a lot on interest charges 🙂
2026-05-13 14:54:01
3
ndomofolo
@NdonifromAzania :
Please advise, someone bought a flat cash. When they moved in after all transfers they discovered that the stove is not working now the agent is refusing to assist with replacement. What are the rules regarding fixed fixtures in a proper. Please advise.
2026-05-15 00:20:16
0
cdirk29
cdirk29 bluey :
when is the best time to pay extra during the month
2026-05-13 10:17:01
1
multivitamin561
Multivitamin :
even with the car there is a settlement penalty when settling your car before time, you also pay at traffic department to remove the bank n register the car under your name
2026-05-16 18:28:12
1
gavin.maritz
Gavin Maritz :
it's actually ridiculous
2026-05-13 12:39:09
1
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