@martinlewismse: “Martin, will workplace pensions still be worth it after the salary sacrifice changes?” Watch the full UK PENSION SUPERPOWERS video for more information: @Martin Lewis Just a snippet from the full Martin Lewis Money Show: Pension Special you can watch on ITVX.

Martin Lewis
Martin Lewis
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Region: GB
Wednesday 13 May 2026 08:26:27 GMT
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kista533
Kista53 :
Yes, they will still be worth it, but yet again the government raids private sector pensions while maintaining gold plated public sector pensions.
2026-05-13 09:55:19
573
gazp230
Tiktokuser :
For a decade, governments have said workers are not saving enough in to their pensions. Punishing them for doing so seems counterproductive. Also, acting like saving £2k a year in to a pension is a lot of money, is frankly ridiculous.
2026-05-13 18:00:26
97
flowerbed2535
Flowerbed2535 :
Martin. Hope you see this. Please don’t stop fighting on plan 2 student finance. I left university ten years ago. My debt is 50k it hasn’t moved. They take 9% of my bonuses my pay. So after being in second tax band, I’m taxed 49%. Thank you for being my voice
2026-05-13 11:32:39
72
g646s
. :
Thats how it starts; us millennials/Gen Z and below are being shafted again. The government is raiding our personal pension pot before we’ve even got it. Who it to even say we are going to get a state pension. Maybe the retirement age will also go up. And then let’s even talk about how pensions will no longer be IHT exempt from next year. Im still going to contribute to my pension because really what choice do i have.
2026-05-13 09:18:10
77
cmc95023
cmc95023 :
It will make no difference to the super wealthy but as always it will hit the middle to high earners
2026-05-13 11:42:38
75
nicklp007
NickLP007 :
My guess is this change will be over ruled once labour lose the next general election
2026-05-13 13:16:30
28
mars1874
Mars :
Anyone higher tax bracket, not too bad, but basic rate been shafted here
2026-05-13 11:29:13
16
9inarowagain
9inarowagain :
don't understand why the government has come after this , surely its in our interests for pensioners to have cash to spend
2026-05-13 14:03:06
29
anna20082
Amnah :
the government is basically taxing everything, they don't care. if they had salaries like us, it would be a different story.
2026-05-14 22:30:25
6
ofirgzfhfw8
just me :
This guy should be prime minister 🙏🙏🙏
2026-05-13 08:35:29
23
conorbetts3
conorbetts3 :
Why are they capping it? Surely it only impacts us and doesn’t impact the government enough for them to benefit from the cap?
2026-05-13 11:57:39
7
kristianking42
super :
Never put a penny in Private pension just shove in into stock market account. Why leave money that's poorly invested , badly governed and the rules can change multiple times during your lifetime all with no access. no thanks
2026-05-19 19:19:01
5
rexrae1
Rex :
I really hope this gets scrapped or they increase the threshold. Total backwards step 😔
2026-05-13 11:25:37
15
alexjgriffin
Alex Griffin :
Pay NI at the start and income tax when you get it back.
2026-05-15 10:51:31
5
jimmyj803
jimmyj803 :
He minimises it by showing if you put the bare minimum in. Hits those harder who are putting more than the minimum in to try build a liveable pension pot. Also this is a cost to businesses as they will have to pay the employers part too, they will no doubt take out of any potential pay rises
2026-05-13 15:59:03
9
oscarjw05
Oscar :
Don't forget a reduction in student loan repayments on salary sacrifice.
2026-05-13 08:55:58
7
cityboy99999
City Boy :
So in 2029 when Labour will no longer be in power can this change be scrapped?
2026-05-14 10:14:36
8
deeaanoooo
Trevor :
I might be wrong here, but I feel that the government are going to boost the pension pot now, but I guarantee, they will take them gains away once you reach the age of withdrawing your pention
2026-05-13 11:03:52
5
gettingbyoncaffeine
Just getting by 🇬🇧 :
This is going to be a nightmare for payroll and HR teams - it’s too confusing and will be horrible to manage. 😳
2026-05-13 18:09:15
10
reasonsslerps
G L :
It really feels very silly for the government to do anything to disincentivise private pension saving. It feels short sighted.
2026-05-13 12:27:24
10
dyche71
SD671 :
This is the most short sighted own goal I have ever seen. This will just contribute to people not saving for retirement properly
2026-05-13 12:59:34
5
shattered_solitude
shattered_solitude :
Will I get charged NI again once I draw down on my pension?
2026-05-13 10:40:41
6
faceless.rapper0
Faceless Rapper :
I’m a basic rate taxpayer. Please may someone explain this in fortnite terms?
2026-05-13 17:50:30
24
jonnyc0214
Jc0214 :
Why not give an example of before and after? Why waste time on childish graphics that actually make it more difficult to understand the changes and charts?
2026-05-13 09:21:02
6
ranjeet.kaur2
Ranjeet Kaur :
what means of national insurance. it's waste of money for your labour.
2026-06-17 15:37:34
0
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