Henry Fudge
Region: CH
Wednesday 13 May 2026 15:27:29 GMT
109078
11509
298
770
Music
Download
Comments
MaciusV2.0 :
austerity cannot fix austerity. england must pull itself out of stagflation by mass expansion in to public development . also england must re-nationalise public utilities AND prioritise cheap energy through whatever means possible - we can green the economy when we have green in the pockets.
2026-05-13 16:08:27
591
tom :
Using this in my a level macro paper next week cheers
2026-05-13 15:59:26
813
SlimSpul :
you are leaving business loans out of the picture. don't they respond to lower rates?
2026-06-21 23:58:00
0
FarahV3 :
that's econ paper 2 revision done cheers
2026-05-14 06:32:52
975
james :
can we fix the uk economy? no 😭
2026-05-13 20:10:26
209
Henry Fudge :
So ehh yeah, apparently even the Bank of England needs some maths help.
2026-05-13 15:28:19
89
Sad_tbh :
The more that I learn about this Housing Theory of Everything, the more depressed I get! Bloody everything comes back to housing. All of the assumptions that you make here are true too - all of my savings and investments exist to give me a chance of a deposit on a house. Any changes to interest rates or schemes to help me achieve that faster will only make me want to save more to speed this process up. The truly gutting thing for me is that I know that I'll need to start my investments all over again when I spend my every penny on a deposit. There's no winning!
2026-05-13 20:41:20
55
Ahmed :
You can’t just keep recycling money to keep being rich. You have to start producing. We need more tech companies, engineering company and more industry
2026-05-14 08:17:38
66
TQ.54 :
Sounds like the UK doesn’t really have a consumption problem, more so a capital allocation problem. Too much money flows into existing property instead of productive investment. Would it work to have 2 interest rates? One for housing and one for everything else and change each accordingly?
2026-05-13 16:29:35
30
BCon :
A common criticism of economists seems to be that they aren’t in touch with the common person and operate from spreadsheets. That’s a fair criticism but if spreadsheets are even showing their assumptions don’t hold weight then what’s going on? Is it easier to blindly believe historical patterns rather than face up to modern realities? Do models really take so much time to update with data to make the smallest changes? I find it’s the same with their belief around controlling inflation through interest rates, there are so many factors which cause inflationary pressure that interest rates can’t ever begin to ease yet they still increase rates for borrowers in the hope that spikes caused by geopolitical events thousands of miles away will somehow help the average person with lower inflation. I can see how it would have worked well before globalisation.
2026-05-15 08:52:21
9
Kev 🇬🇧 :
them raising interest rates to deal with external inflation is bonkers.
2026-05-13 15:52:27
56
sam 🌳 :
Would you ever consider running for prime minister? I’d vote for you 🤣
2026-05-13 15:45:48
43
vin267 :
I can easily see this for household savings. However I know officially the boe doesn’t care about employment as it only has an employment target only inflation target. Surely tho for company spending and hiring. We’d still see increase spending and debt with lower interest rates and more employment.
2026-05-13 16:08:17
8
FinanShaughnessy1 :
But what you’re talking about are significant rate changes. Central banks normally change rates by on average 25 basis points. Does your model still hold? Genuine question of interest. Very insightful
2026-05-13 21:42:48
6
Ryan | LandedHQ Founder :
Wish there was just fixed rate mortgages for the entire mortgage instead of this annoyance of remortgaging every 2/5 years and it potentially costing more
2026-05-13 20:22:29
8
Richardd :
Perhaps people with large debts have also realised that when interest rates drop it’s an opportunity to pay down some debt rather than just spend on new stuff. Remember the adage ‘debt is the enslavement of the free’. Governments should remember that too as they take on debt on our behalf to fund vanity projects like the over specified HS2
2026-06-20 08:56:55
0
Glamazon 🏴 :
What an analysis. Thank you. Finally a breakdown that’s meaningful. Great delivery.
2026-05-13 16:19:50
6
Ric Moore :
They try to solve it by building more houses only they consistently fail to do that and prices keep rising
2026-05-13 20:00:27
12
WhatsupCol :
You can’t be the only expert that has identified this, so why doesn’t one of those experts work in government and is advising upon policy? It’s baffling.
2026-05-13 16:29:15
18
gabrieloconnor08 :
ricardian equivalence
2026-05-13 21:56:33
64
Patrick Doherty :
do you have somewhere I could send an article I wrote? basically my idea is to break up the treasury and each regional treasury has to spend in their own area, combined with LVT and bringing back industry would make areas take off
2026-05-13 17:37:22
20
Isaac :
Does anyone have any book recomendations for learning economics?
2026-05-13 16:31:14
7
.•*☆KJ☆*•. :
I can't get my head around the idea that people have £400 a month to put into savings...
2026-05-13 17:54:55
16
asher_1987 :
You’re speaking not just for England, but for us here in Canada too.
2026-05-21 19:51:48
0
To see more videos from user @henryfudgeofficial, please go to the Tikwm
homepage.
