The Budget Bookkeeper
Region: AU
Thursday 14 May 2026 00:40:00 GMT
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Peaches Castle Quietly :
You shouldn’t be buying if you not accounting for interest rate rises.
2026-05-26 03:31:48
6
user8595134476521 :
If you’re putting money in to savings, and truly cannot trim your budget anywhere else, then that’s where you need to get the $$ from. Our mortgage is 10k a month, we aren’t saving really at the moment but it is what it is. We will be able to save again one day. People who complain they are stretched but still putting the same amount in to their savings as they were before are not really stretched (not suggesting you are doing this, I know plenty who do tho!).
2026-05-30 12:23:10
2
DanielleJR :
I honestly don’t k ow how ppl are doing it. I’m a single Mum I have a newborn ex has a dvo no child support. I have $650 week to live on. I planned ahead and don’t even live in a house I knew my budget. When we sold the family home I built a cabin and I lease land. I used to pay $150 week now $250 week. I don’t pay electricity or water. I still am maxed out on budget my groceries are $150wk. I live rural my fuel is at least $100wk cheap little Kia Rio. I can barely live. How the flying heck is every other household earning over 3k week just to live? Even double income families are struggling. I almost fell through the cracks of society this wk while moving the cabin. But I’ve been given the home on the land to live in until it arrives.
2026-05-14 01:22:04
8
Olivia Stevenson :
We can’t afford more rate rises so I fixed our HL end of last year so we know our repayments for the next two years
2026-05-15 00:34:50
5
Lauren Darling :
Mine is 1.3k a fourtnight, I have $50 extra a week after bills to put away for Christmas I just can’t afford the hike. I just came off maternity leave so I have no savings left at all.
2026-05-25 08:42:33
1
mo197503 :
We fixed ours cos they’ll be more rate increases this yr n next yr
2026-05-30 11:58:04
1
Jess :
We downgraded our health insurance to hospital only saving $200 per month, changed out house insurance and saved$50 per month, paid for everyday rewards ($70 per year) and the better Flybuys($80 per year) so we get 10% off two shops a month, downgraded phone plan once we were done with existing plan to everyday mobile that gives us another 10% off a month and is only $34 a month. We bank our rewards points between the two rewards until Xmas which gets to about $2000 so we can use that at woolies, big w, target, Kmart and Coles and redirect our food money to fun Xmas shops like CR, seed etc
2026-06-04 06:45:43
1
Jen Craig 🇦🇺 :
Mine only goes up $19 a fortnight. I got a very small mortgage ($240000) six years ago and even with the 8 per cent interest rate it is still cheaper than renting. I know I am so lucky…
2026-05-24 21:23:28
1
savethechildren :
Our mortgage is $1200 a week 😭
2026-05-18 07:10:56
1
… :
average income family with 3 kids. we’ve had a mortgage 5 years and always accounted for paying as much extra as we can. currently set up to be paying $180 a week extra so don’t really feel it. the minimum goes up, but we’re already direct denoting extra. also paying bills weekly helps so much
2026-05-16 02:06:29
1
Relationship+Self-Trust Coach✨ :
I fixed mine so I didn’t have the worry. Same rate as it was going up to anyway
2026-05-28 20:56:48
2
buddfolkfarming :
I go to my second job at 3am and I’m so tired for my day job and for my children 😭
2026-05-20 03:39:40
1
mel lysaght :
we have cut everything back. we have zero luxury including take away meals out coffee etc. Currently worried I will get charged for the air I breathe.
2026-05-26 03:55:18
1
C𝖆𝖑𝖑𝖊𝖓 🩷🇦🇺 :
im a full time nurse, but just gotten a second job 😴
2026-05-26 14:14:15
1
Pixie dust :
I wish I could afford a place/mortgage
2026-05-16 19:17:45
1
b00ph0b1c..02 :
Yep not living. Just surviving. Barely. I hate that our lives have come to this point. We are just working to survive.
2026-05-18 04:19:11
2
Steph 🧿 :
had to get a job. now i hardly see my kids. it kept coming out of the groceries.
2026-05-18 04:45:45
1
Tamika | Debt Free Faster :
Hubby has just applied for a second job
2026-05-20 08:00:29
1
Onyx76 :
Cutting insurances
2026-05-15 02:37:56
3
AussieSoloMum :
Single parent, single income here, it’s farked
2026-05-15 08:54:47
2
Just Melli :
I’m a single mum with a child and when they did the last three cuts and reduced it, I never changed how much I was paying so I kept paying that higher amount still. That means all these increases haven’t affected me yet because I was already paying it still and there’s probably enough to cover maybe one more increase and then I would have to think about where am I going to get more money from to add to it, which would be cutting back on subscriptions cutting back on my use of power and gas and water less luxuries not that I really do spend on them because I’m a ingredient household. I grow what I can. I live below my means I’m just rolling with it all there. There’s not much more I can do.. and I did just get my dungeon and all jobs that I’m applying for are actually about 15 to 17 K pay cut 😂 laugh or cry
2026-05-15 04:21:25
1
Sarah 🌸 :
We don’t live outside of our means, that’s how we afford it. I lost my job a couple of months ago and we have always made sure we can live off one wage 😅
2026-05-16 05:41:57
2
foxandfables 📚🇦🇺 :
I’m thinking about selling the house and living out of my camper trailer tbh
2026-05-14 23:55:47
2
RachelKathline :
we’ve reduce our home cost to almost a minimum. i also remove the extra money from our account straight into our mortgage. i think we are lucky though our only debt is our home loan.
2026-05-15 10:12:43
1
Shelley | Freedom & Family 1st :
I know, I had less and less disposable income until I had nothing left. I have recently started a little side hustle. Low cost and pays 5 times a month.
2026-05-14 22:22:41
2
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