Rex | @smartwithrex on IG
Region: PH
Thursday 14 May 2026 11:49:02 GMT
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jo_an :
As someone who grew up seeing my mom na nakikitira sa mga kamag-anak minsan papalayasin pa... paulit ulit na ganito until the day she died (I was 11 years old that time) nag-promise ako sa sarili ko na magkakaroon din ako ng sariling bahay. so nung 20 yrs old ako, I decided to get a rent to own property (this was in 2012). Single-attached yung bahay and 5k lang monthly. Fast forward to 2026, the value of the property is now ₱3M+. Wala lang, share ko lang na mas maganda talaga if may sarili kang bahay. Buy what you can afford, wag ka bumili ng ₱5–6M tapos mahihirapan sa monthly.
2026-05-28 18:51:30
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KibaChispinPup :
for me na single it's not practical Kasi I'm not even sure to settle down in just one place. Tapos if mg rent ka, wla Kang obligation sa taxes etc .
2026-05-14 13:32:09
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Akotosicheater :
That’s the wrong mindset. Always choose stability. Do you think that when you get old and can no longer work, you’ll still be able to afford rent? Every generation, the prices and value of land keep increasing. Please end the cycle of passing the burden of renting on to your children. While you still can, invest wisely.
2026-05-27 23:16:44
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𝓐 :
You will always choose to rent kung hindi mo pa afford bumili. Yun lang yon. Sino ba ang gustong habang buhay nalang nag rerenta 🤷♀️
2026-06-26 15:12:18
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Abi Ababon :
na realize ko din na once ma fully paid na ang property, the payments don't stop there (taxes, HOA, may fees din sa transfer sa name or pamana ng property, etc). it's like we own the property, but it's not totally ours 🫠
2026-05-14 20:25:41
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Samael :
Mas maganda parin magkaroon ng bahay, kaso kahit 50k sinsahod di parin afford! Sobrang MAHAL, most na kilala ko nagkakabahay sila dahil Combined ang sahod. Hindi priority ng Gobyerno natin magka bahay.
2026-05-26 09:01:20
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Jerome Lalo :
Acquired mine noong 23 palang ako. 12k monthly via pag ibig then 2.2M lang sya noon. Depende talaga kung maaga kang nag acquire.
2026-05-19 08:08:09
8
Tala Gurl :
Try other options sir 😁 housing loan for construction Mas makakatipid ka or try pag ibig acquired properties. Try mo Lang, may nakuha kami property na less than 2 M
2026-05-14 13:28:31
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LoveOnlyPlease :
it depends. property ownership 1. appreciates in value,2.builds equity,3.source of cashflow. it depends if may systems and knowledgeable Yung owner real estate is a great vehicle to grow and build wealth
2026-05-15 01:10:37
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annamaria :
ayun na nga, ako po. renting din. I had a decision to invest in a house and lot noon. tapos one of my older friends na only child din like me advised na wag na lang kumuha. kasi in the long run, kanina pa nga daw mapupunta yung mga properties kundi sa amin din (na nagiisang anak). hindi naman sa counting the eggs before they even get hatched pero makes sense din po. at yun na din, di ko rin naman alam kung san ba talaga ako magse-settle. Rent is a better choice lalo na din if you're single.
2026-06-02 04:17:03
2
Cmbeauty :
Hello po, mas ok na unti unti mag save for House and lot or bili ka ng lupa, may ka roommate kami single mom mga 50’s na siya nung nagkasakit hindi nakapagbayad ng renta, mag allocate ng money for travel and retirement. Balance lang talaga, Good for you po marunong ka sa stocks hehe
2026-06-03 14:38:31
0
✨️ :
Same!!!
2026-05-28 01:09:56
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grinkuneho :
I think baligtad, bagsak mostly ngaun ang investing sa stock market, and having owned a house eh mas assurance ka na may titiran ka pagtanda at ndi mo iaasa sa pamana o mga anak mo ang titiran mo.
2026-06-03 10:50:41
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Junoo :
ive been renting since 2016. Ngayon, way way better na salary ko pero I still choose to rent. I mean, yes its nice to have your own property, but ako na someone na hindi balak mag stay sa pinas, its not for me. And convenient sakin, since nakaka move ako kahit san ko gsto. kung bbli ako ng property, gsto ko muna tumira don sa area na un to see if the location is ideal or best for me. Wala pakong anak kaya cguro ganto mindset ko
2026-06-04 11:38:39
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andeng :
Agree sa lahat ng sinabi mo. May chineck akong for rent noon, 15k monthly and sa same subdivision, pag rent to own nasa 27 monthly. So mas ok mag-rent ng 15k, tapos yung 12k na natipid monthly ilagay sa savings/investment na tutubo siya. 🙂 Also mas flexible talaga renting proven yan kasi wala nang stable ngayon.. after # years mo sa isang company, you can to another one na higher pay kahit mas malayo na sya sa current na nirerent mo kasi you can find another marerent malapit sa bago mong company na higher ang pay so naka-save ka na, nagkaroon ka pa ng higher income.
2026-06-05 01:09:57
1
Tito Dagol :
ako ,I am renting pero part sa plano talaga na may own bahay pero sa province namin hindi dito sa city
2026-06-29 02:34:20
1
Jory Balog :
pero ung property tumataas ang value
2026-06-24 07:54:02
0
SampalNgKatotohanan :
As a certified kwarentahin, I agree with you especially if you are still young. But when you reach my age you will need a place to settle down. Whether it be somewhere in PH or outside the country. When ur retired, that 15k rent wont be 15k anymore. So i agree, dont settle too early. Go travel and see the world then choose a place where you can call home and grow old.
2026-05-15 18:37:34
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lisa :
im 26, depende sa bahay na gusto mo siguro. i live in a townhouse via pag ibig ₱7,100 monthly and kasama ko sa bahay yung parents ko and siblings. dati nagrerent ako 5k ako lang mag isa. depende din sa klase ng bahay na gusto mo saka sa situation. 30 years to pay yes pero mas mura kapag maikli pero thinking na in 30 years yung 7k ko siguro di na kaya magbayad ng bahay. im not married yet. tapos ginawa ko pinalagyan ko ng tindahan para nag gegenrate ng income yung bahay
2026-05-15 00:57:49
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Mrs_Otter🦦 :
true be. Save for old age renting or someplace na may retirement home package.
2026-06-28 16:51:16
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thehungrystriker :
Kudos to you sir that what kiyosaki mentioned that a house can be a liability than an asset,pero wag ka mawawalan ng hope life is a wheel and when tables turn malay mo mabili mo dream house mo worth 25m without touching your savings 🔥
2026-06-03 03:00:38
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ElmerjunOFFICIAL☑️ :
Save for your retirement, own a house. Kasi Hindi habang buhay bata tayo, hindi habang May trabaho tayo at hindi habang MAG TATRABAHO NA LANG TAYO. save for your retirement 💯💯💯💯💯
2026-05-26 08:03:53
4
Philamgirls :
Sa sitwasyon mo mas ok tlaga mag Rent at pwede palipat lipat lang wlang stress s mga maintenance nkakastress dn my sariling bahay,at tama ka invest mo nalng s stock market.
2026-05-31 16:06:33
1
Sincerely,Raychelle :
Still renting here in Manila but I bought a farm estate kasi sobrang mura nung pandemic. Then yung tiny house, inuunti unti kong pinatayo para di na ako magloan. Currently, for landscaping na and pool. I plan to rent it out as private resort para kahit nagrerent ako dito sa Manila, may income na sasalo ng rent.
2026-05-30 09:48:21
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