@ethancreditrepairguy: 💔When someone tells you they paid off their $6500 AMEX and $5000 Discover collection instead of asking for a pay to delete.. Now they spent all of that money and their score barely changed 💔#creditrepair #credit #creditscore #fyp #latepayments creditcards badcredit goodcredit debt collections foryoupage viral bankruptcy
Some of yall missed where he said COLLECTION which means their score already took a hit and the pay history will be on their report for 7-10 years. A pay to delete would remove from credit report.
2026-05-15 22:07:22
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JBusta6721 :
Your credit score doesn’t go up by paying off your debts you increase your credit score by making on time payments and the time credit account has been open
2026-05-15 00:05:50
10619
Wubbaa :
You have to have debt to have a score. Let that sink in.
2026-05-15 12:19:45
1036
Andrew :
With a second… I just paid off 7k… what do you mean
2026-06-21 19:05:40
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Sashasummers :
In Canada they don’t do pay to delete
2026-07-02 02:29:33
7
Yahya | Digital Storyteller :
the USA is the only country with a goddamn credit score! it's wild! when I was traveling and discovered this I was literally shocked 😲
2026-06-08 18:29:46
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user7157560146391 :
That’s what I need💯
2026-05-29 02:38:16
5
Ralphy :
I just wait the 7 years
2026-06-03 17:53:41
6
Ryan :
I just pay for my shit and use a credit card and pay it off every month since forever and have a 850.
2026-06-27 03:42:06
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DJ.ONCE :
y
2026-05-28 23:35:06
5
Subversive Deer :
Pay it off every month. We use our CC daily.
2026-05-21 21:55:21
6
JojoTheFilipino :
Tell me
2026-06-10 23:40:55
5
frannybabiez :
info
2026-06-14 20:10:05
6
BIGGNATE99 :
how?
2026-06-17 11:59:46
6
Kiwi 🥝 :
Don’t blame us blame the SYSTEM
2026-05-22 20:44:34
6
Shona Smith :
what is a pay to delete??
2026-06-18 02:17:16
9
One&only Nika :
Ohhh wow👌🏽
2026-06-08 21:33:36
5
SneakerBroCarlo :
lol
2026-05-16 15:00:48
5
Giz :
I just paid $27,000! 😁
2026-06-01 21:43:18
5
user8508489193994 :
Paying off debt will make your Credit Score go down…!
2026-05-31 01:51:43
6
Bird :
What?
2026-05-18 04:54:13
5
therealmoneymomma :
Your credit card reports the bureau monthly. Give it a chance, it will improve. Depending of course on other debt you may have
2026-06-11 14:17:37
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