@daveramsey: No one wins by accident. Make a plan. Work the plan. Stick to the plan.

Dave Ramsey
Dave Ramsey
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Region: US
Saturday 16 May 2026 15:45:00 GMT
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..j.a.d.e._
݁݁ ˖Ი𐑼⋆ :
The Black Book of Wealth by James Cole hit me harder than any therapy session. that’s all i’ll say
2026-05-16 19:00:22
0
realitsholidayseason
realitsholidayseason :
it’s been about a year since I started following day Ramsey method with Caleb Hammer, and it definitely works
2026-05-17 02:29:13
5
cicisaves
Cici Saves :
I took my husband and I about 3 months to get the full picture of our budget. Two and a half years later, we’ve paid off over 40K by following the budget and using the snow ball method
2026-05-16 17:42:04
24
tiremoung
grapespringer :
Hello Mr. Ramsey. I love your content. Where can I find youbudget template?
2026-05-16 17:46:22
10
bloodyhistorian
bloodyhistorian :
I don't budget. we just buy food and fuel.
2026-05-16 21:31:09
4
kube404
JimKubitzJr :
I started a budget spreadsheet, by hand, in a "college ruled" notebook for every month. I listed ALL outgoing bills by dates due (in order) and which paycheck covers each one. It's worked tremendously well for me! It really helps when I wonder "did I pay that?!!" 🤔😊 I'm trying to follow your TT advice as well. 😌
2026-05-16 17:44:21
14
hunnabrownie
HunnaB :
How do you budget utilities, tho, when they are not a set number? 🫤
2026-05-16 21:54:09
8
jennygarbis
Jenny | Working with Founders :
I don’t like that all of the content assumes that people are in relationships. I’d like to see more non - married content
2026-05-16 17:13:59
7
shanellbelle218
shanellbelle218 :
I’m still trying to figure out the app. I don’t know how to program additional credit card payments in it. For an avalanche approach
2026-05-16 17:04:44
5
ponymint777
🌸🐴PonyMint🐴🌸 :
Need advice on how to create a monthly budget for income that I never know is coming! I am a commission artist. Do I make the monthly costs lists and then see how much I need and then hustle?-which seems to make the most sense with this kind of scenario?
2026-05-17 01:23:29
4
annygirlgood
Annygirlgood :
I had to readjust our budget a few times but finally got it right. The best thing we ever did. I’ve gotten real good at telling people, sorry, it’s not in my budget.
2026-05-17 02:17:43
8
ajhuff9
Aj Huff823 :
So what do you do when your income increases and your partner refuses to increase anything other than your savings? I’m talking about when you are debt free and could retire today, yet your partner still refuses to switch from preparing for the future to living the dream.
2026-05-18 15:50:34
3
dragon.reborn51
Dragon Reborn :
We ran out of groceries guess my family has to go hungry this week
2026-05-16 22:11:42
3
davidprestenberg
gz :
Not every comment being spam
2026-05-16 17:06:30
11
mperkbkg1q3
Jesus Saves ✝️🎣 :
PLEASE add an option to EveryDollar for bi-weekly budgets. We have tried monthly so many times and the dates of bills and paychecks just never line up because we are both paid bi-weekly
2026-05-18 22:21:13
6
jazz.rodriguez4
Jazz Rodriguez :
facts
2026-05-17 14:06:41
10
moz.o39
Moz O :
Top winning is an intentional act
2026-05-17 20:34:27
3
luci.4755
Luci.47 :
saving this 🙏
2026-05-17 14:06:39
2
paolavlz13
DannPao 💛 :
facts
2026-05-19 18:54:12
1
frankies.wife5
Mrs. Frankie Home Cooking :
I added a work vending machine budget line for my husband. It was amazing how it didn't bother me anymore when he got something from there because it had its own line item (yes, he stays in budget).
2026-05-16 20:28:32
1
molina_2.4
️molina :
ok this hit different
2026-05-16 19:02:39
2
futurepathplanning
Joshua Scannell I Planner :
Don't budget from a financial planner. For most high Earners it's relatively easy to set up a cash flow automation system that saves first and allows you to spend whatever's leftover without all the tracking. Setting the proper allocations for saving and investing are definitely important. Traditional budget tracking is usually the most useful for people who don't have a lot of margin in their finances whether because they don't have a high income or they have really high debt and expenses.
2026-06-17 20:32:41
0
alic.e09_
𝓐𝓵𝓲𝓼♥︎ :
If you're into manifestation, read "The Black Book of Wealth" by James Cole. This book is next level. It changed everything for me
2026-05-17 14:03:10
2
w3ndig5
Ema :
The Secret Book of Fortune by Isak Voren hit me harder than any therapy session. that's all i'll say
2026-05-16 17:40:46
3
mar009358
val :
seriously if you haven't read The Secret Book of Fortune by Isak Voren yet, what are you even doing. complete game changer
2026-05-16 17:40:42
3
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