@naanadonkorarthur: @Charlton

Naana Donkor Arthur
Naana Donkor Arthur
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Region: US
Saturday 16 May 2026 08:27:28 GMT
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kiki___054
Corphy Abronoma :
Please the link doesn’t show the comforter
2026-05-17 17:05:28
1
ebonny155
Ebonny :
It’s summer
2026-05-25 21:42:21
0
paulinaboateng8
paulinaboateng8 :
Living the good life 🥰🙏🙏🙏
2026-05-18 12:57:29
0
user496121322810
user496121322810 :
Mommy Donco, I need your help so help me 😭😭😭😭😭
2026-05-16 11:19:40
0
user4483993636004
user4483993636004 :
🙏🙏🙏
2026-05-17 16:24:24
0
ginaannor
Ms Lalas🫂❤️💍 :
❤️❤️❤️
2026-05-16 08:48:35
0
mascelina_jumbo
Mascelina Jumbo :
🥰🥰🥰
2026-05-16 20:39:09
0
mascelina_jumbo
Mascelina Jumbo :
😁😁😁
2026-05-16 20:39:06
0
kunbalealamisi
Kunbale Alamisi :
@🥰🥰🥰✌️✌️✌️
2026-05-16 23:44:26
0
sugarb1990
sugar baby 🤭♍️❣️♍️ :
❤️❤️
2026-05-16 08:54:47
0
user7748591555740
Michael Ice cream 🍦 :
My English professor. Spoke the English 👏🏽
2026-05-16 13:45:05
1
danyeb8
Danyeb :
the English isnt coming 😂
2026-05-16 15:18:50
0
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Germany 🇩🇪 is a country with lots of strict rules, especially when it comes to finances.  Here’s what people hardly talk about:  1. Where the ETF is registered can affect taxes 🌏 Buying a US-listed ETF (like ones on the NYSE) as a European resident can create unnecessary tax complications. UCITS-compliant ETFs domiciled in Ireland or Luxembourg are preferable for German investors.  2. Many ETFs are duplicated ‼️ If you buy a „Tech ETF,“ a „Growth ETF,“ and a „Large Cap ETF,“ you might just be buying Apple, Microsoft, and Nvidia three times over. Always check the top 10 holdings.  3. Dividend payout matters 💰 Accumulating (Acc) ETFs automatically reinvest the dividends to grow your money faster via compounding. Distributing (Dist) ETFs pay the cash directly into your account instead. But in Germany, Acc ETFs still trigger a small annual tax (Vorabpauschale) — even if you haven’t sold a thing. 4. ETFs can go out of business 🚫 Check the Assets Under Management (AUM) and fund age. Aim for funds with at least €100 million in assets that have been around for 3+ years. If a fund is too small, the creators might shut it down, forcing you to sell at a bad time. 5. Some ETFs are too expensive 🤑 A high fee can quietly steal tens of thousands of euros from your future nest egg. For standard index ETFs, aim for under 0.25% (that’s €2.5 a year per €1,000 invested). Anything over 0.50% needs a very good excuse. 📌 Save this post so you don’t lose the checklist ➡️ Follow @theultraexpat for more finance and career tips. Do you check for any of these before buying ETFs? #FinanceTips #PersonalFinance #ExpatsInGermany #investingingermany #lifeingermany
Germany 🇩🇪 is a country with lots of strict rules, especially when it comes to finances. Here’s what people hardly talk about: 1. Where the ETF is registered can affect taxes 🌏 Buying a US-listed ETF (like ones on the NYSE) as a European resident can create unnecessary tax complications. UCITS-compliant ETFs domiciled in Ireland or Luxembourg are preferable for German investors. 2. Many ETFs are duplicated ‼️ If you buy a „Tech ETF,“ a „Growth ETF,“ and a „Large Cap ETF,“ you might just be buying Apple, Microsoft, and Nvidia three times over. Always check the top 10 holdings. 3. Dividend payout matters 💰 Accumulating (Acc) ETFs automatically reinvest the dividends to grow your money faster via compounding. Distributing (Dist) ETFs pay the cash directly into your account instead. But in Germany, Acc ETFs still trigger a small annual tax (Vorabpauschale) — even if you haven’t sold a thing. 4. ETFs can go out of business 🚫 Check the Assets Under Management (AUM) and fund age. Aim for funds with at least €100 million in assets that have been around for 3+ years. If a fund is too small, the creators might shut it down, forcing you to sell at a bad time. 5. Some ETFs are too expensive 🤑 A high fee can quietly steal tens of thousands of euros from your future nest egg. For standard index ETFs, aim for under 0.25% (that’s €2.5 a year per €1,000 invested). Anything over 0.50% needs a very good excuse. 📌 Save this post so you don’t lose the checklist ➡️ Follow @theultraexpat for more finance and career tips. Do you check for any of these before buying ETFs? #FinanceTips #PersonalFinance #ExpatsInGermany #investingingermany #lifeingermany

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