@pauldiazins: Most people don't know the difference between a "captive agent" and an independent broker until they’re already stuck with a limited policy. While big-name brands have their advantages, being "captive" means your agent is legally unable to show you what the rest of the market is offering. There is a specific reason why having multiple carriers like Mercury or Travelers in your corner changes the game for your premium. Like and save if you want to learn more about the advantages of working with an independent insurance broker over a captive agent. #insuranceindustry #captiveagent #independentbroker