@jakeclaverqfop: Tier one classification from the BIS requires demonstrated stability, global market volume, and proven utility at scale. XRP has a fixed supply, a blackholed origin account, and cannot be frozen or manipulated. As an educational comparison, gold carries asteroid mining risk and US treasuries have defaulted twice in history. XRP has neither of those counterparty risks. Whether BIS ever designates it tier one depends entirely on adoption and usage at a global settlement scale, not speculation.