Tyler Gardner
Region: US
Sunday 17 May 2026 09:47:29 GMT
105562
3251
231
951
Music
Download
Comments
xxjohngaltxx :
My simple rule is either: 1) you need it at 62 so start taking it at 62 or 2) you don't need it at 62 so start taking it at 62 and invest the money. 🤷
2026-05-17 16:02:39
36
clarencejackson96 :
I took mine at 62 in 2019. Haven't regretted it at all.
2026-05-19 02:26:53
11
Lynn Olson455 :
Benefit at age 62 isn’t $2500. Average is $1400. That’s a huge difference.
2026-05-18 02:22:51
6
John McL.... :
You nailed it all in 30 seconds. The math, the break even, the actuarial and the mental and physical aspect. Thank you!
2026-05-17 17:52:21
10
Luile Olwyn :
But then I can’t work full time, i’d have to go find a part-time, minimum wage job. Fuck that noise I’m 65.
2026-05-19 00:03:54
6
Damaris Colon :
I’m 60, saving good money I will take it at 62, I have my husband insurance until 65 🙏
2026-05-18 12:29:44
8
Greg Nassar :
There are earned income limitations.
2026-05-18 17:00:25
5
Chad Holsombeck :
What if my wife is 7 years younger than me? Assuming that I’ll be first to die, shouldn’t I can consider waiting so that she gets a bigger benefit? Her family also has a history of living much longer…
2026-05-18 13:36:57
5
TL :
huh? no way that was the amount you are getting
2026-05-18 18:43:42
5
Mike M :
A bird in the hand is worth two in the bush.
2026-05-18 14:06:19
6
Marta sinH :
True
2026-05-19 02:54:44
5
Dili Dili :
What if I want to keep working? Also - if I take it at 62 and retire how can I afford healthcare?
2026-05-17 14:04:52
5
El pato Rodriguez :
I will go 62
2026-05-20 22:04:05
5
LINY :
62 would be perfect but please don’t forget you can not get Medicare until you’re 65. That’s huge for a lot of people
2026-05-17 13:54:25
10
Jaz E Fresh :
I would have to give up my $100k/yr salary (more every year with raises), too retire at 62. I need to work till 65. I'd lose out on $300k+.
2026-05-17 22:18:07
6
Ravi Doddamani :
Tyler...love your channel. What is your assessment if we live to 100.
2026-05-17 16:32:42
1
free :
I think the break even age is even further out for me, Because I can earn 8% on my money risk free. I have a high net worth and my highest interest rate i pay on my rental real estate loans is 8%. What is the break even age if you earn 8% interest on the money you receive early and invest?
2026-05-17 18:32:54
5
user6245463934311 :
1000000% correct. You spend less as you get later in retirement.
2026-05-17 21:00:08
7
boatschool84 :
This one size fits all advice fails miserably. It all depends on personal circumstances and goals. Are you still working? Is your spouse likely to outlive you and you want to ensure she has a higher fixed income after you are gone, which might be important if medical expenses deplete savings? Do you want to have more resources to give your children and grand kids later in your retirement? Is it important that if you live to a ripe old age that you are not a financial burden on others?
2026-05-17 19:22:33
8
Jeffrey :
me to 10 yrs
2026-06-02 15:22:44
1
Sylvia Raquel Pearso :
Is it still smart to take at 62 if hubby continues to work and earns $400k? Seems like I would just give most of it back in taxes.
2026-05-26 10:56:59
2
Ari Peltz :
Thank you for the info
2026-05-19 19:25:44
3
Bill the Basset Hound :
Geniuous
2026-05-19 03:36:31
3
MsCowboyBoots🌵 :
That’s what I did years ago and my friends argued with me, but I had fine the math
2026-05-24 12:35:29
2
To see more videos from user @socialcap, please go to the Tikwm
homepage.
