Dan the budget man
Region: US
Sunday 17 May 2026 21:17:04 GMT
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Ryan :
Something that I don’t see get talked about with Roth IRA’s is that the annual contribution limit will go up over time, yet all the math just keeps the numbers constant. In 2022 they were making these videos of “$6,000 per year” and it’s already gone up 3 times from then
2026-05-18 22:14:03
158
Bryce Peters :
This doesn’t account t for any inflation though correct?
2026-05-19 04:04:04
11
JWheels99 :
I think I would rather roll my 931,000 into a high dividend paying portfolio and live off the dividends. Then I can pass my 931,000 to my kids and live comfortably.
2026-06-03 22:15:36
1
fivehe :
4.7% safe withdrawal is incredibly optimistic
2026-06-03 00:36:40
6
digitalFstop :
Always use 6-7% percent return estimations during contribution years and 5% return during retirement. Better to forecast on the lower side.
2026-05-26 01:35:40
17
Hybridcoder :
we won't have social security by retirement. stop including that I. your retirement calculations
2026-05-31 13:15:40
3
JG Moto :
Yeah I’m cooked
2026-05-19 20:59:46
14
Hiram | backup account :
If you are lower income that might be enough. Higher income plus actually wanting to do something other than stay home in retirement would require way more
2026-05-17 22:32:24
17
thebatman394 :
Also, that 8% is roughly adjusted for inflation because actual returns have been around ~10% in the S&P 500. So it’d be like $55k or whatever in today’s dollars. $55k in nominal dollars probably won’t go far at all in 20-30 years, so the number he’s showing is the equivalent buying power in today’s dollars.
2026-05-29 14:35:47
0
Joey Mits :
if you start at age 14
2026-05-21 00:26:44
2
training.out.loud :
I’ve always heard about the 4% withdrawal rule. Where does the 4.7% come from?
2026-05-31 23:15:08
0
Professor X :
People. He is showing the power of saving and the results of starting early. If you don’t like the Amount. Change it ! Save more ! Open ur eyes
2026-05-20 16:32:42
3
Ethan Roberts :
i started at 18….maxing it out every year
2026-05-20 03:50:41
3
Allê :
That’s pretty solid comparison! The number used is just an example people
2026-05-31 22:51:48
0
Daniel :
You can up the max when you turn 50
2026-05-19 05:16:55
2
Anthony Castelan :
Maxing out mine, wife maxing out hers and getting matched in both our 403bs. 🫡
2026-05-19 04:10:19
0
bigdog_292 :
Mineis 50/50 spy and tqqq
2026-05-19 02:55:39
1
Professor X :
Love this.
2026-05-20 16:30:10
1
RexSaltine :
why wouldnt you just move everything to a dividend stock when you retire and live off the dividends?
2026-06-03 16:01:02
0
Collin Dehoff :
Why couldn’t you pull out 8% a year that’s what your interest you would make be?
2026-05-26 03:00:55
0
dw75774 :
Don’t bank on social security
2026-05-25 20:01:34
0
Chadviber :
Probably 95% of Americans can’t afford to max one out every year we’re boned gang
2026-06-01 14:04:55
0
user8073308659768 :
😂😂😂
2026-05-22 15:17:14
0
pinkbubbletea4 :
🥰🥰🥰
2026-06-01 14:59:52
0
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