Dan the budget man
Region: US
Monday 18 May 2026 20:35:42 GMT
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DooDooInMyButt69 :
you chose UGMA? You should really look into LIGMA
2026-05-21 17:29:18
483
the.onlyzero_ :
Nice, just want everyone to remember to prioritize your retirement first! You can’t help your kids if you can’t help yourself first.
2026-05-18 23:01:42
1494
Nestor A. Canales :
Have you look into IUL ? ( Indexed Universal Life ) It's a type of life insurance that grows cash value inside the policy. Best part is that the money grows tax free and is protected against down trends on the market.
2026-06-07 05:59:42
0
asenavibe :
opening the 529 while pregnant is such a simple move but i never thought of it. i save the ideas in notes + Equity Spotlight
2026-06-05 18:33:07
133
Coco :
Just a heads up that $117k will probably not fully cover university in 18 years and $138k will probably not be enough for a down payment in 25 years
2026-05-19 12:25:37
187
j :
I make $100k a year in construction, I have 15k in savings with my wife, I’m 27 she’s 25. We don’t know how any of this works, where can I start learning so we dont have to work until we die?
2026-05-20 17:54:44
156
fanniiwilliams :
My baby is 4 months and just hit 10k between her 529, Roth IRA for minor, UTMA and her HSA. It’s crazy what a little planning can do 🩷
2026-05-21 01:33:41
8
dj lib 🫶🏼 :
Just out of curiosity, why a ugma over utma? :)
2026-05-18 22:50:13
24
Denisse de Armas :
God i need to be born again
2026-05-18 23:17:52
136
MrPrincesse :
More easy to do at 250K/year
2026-05-19 01:12:07
22
Adán :
Can I restart my whole life
2026-05-19 15:35:49
11
thesydneywright :
Do you not have to have a social security # for the 529?
2026-05-19 16:29:03
17
Anna :
I thought this was going to be satire but I love this even more
2026-05-21 16:24:15
24
Roshan Patel :
You think $117k will cover college expenses when he’s ready for college? Based on current projects and inflations rates kids born in 2026 will need about $300k for most in state colleges.
2026-05-21 14:56:45
0
Kimmie Alexander :
my daughters are 9 & 14 and we started this this year. it's not too late, we never had this growing up. something is better than nothing!
2026-05-19 18:44:56
13
Mike Bramann :
Don’t forget about the kiddie tax on that UGMA
2026-05-21 02:03:42
0
Bingbong :
Oh to have extra income
2026-05-21 01:07:46
13
Max :
Way easier to start young. My daughter is already worth 120 grand at 3 years old. By 18 she will be worth over 600 grand. By 65 if not touched, she will be worth 8 figures.
2026-05-19 15:53:20
21
ballforzu :
I love when parents plan their child’s life 💙
2026-05-21 11:35:43
7
Jojo :
I love when smart people have kids
2026-05-18 23:16:35
18
Alex | Incoming M1 :
Wish my parents were financially responsible 😭
2026-06-03 21:15:52
0
carterranning :
Bros got more than I do and I’m 21…
2026-06-04 01:16:09
2
buse karahan :
fr this is such a vibe for parents
2026-06-05 18:33:15
1
FinancialDreams :
Setting him up for success!
2026-06-02 14:42:45
3
Dogwood :
trump account?
2026-06-02 00:43:08
2
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