@genuinelygenesis: Breaking down my 2025 salary vs. W-2 below ⬇️ But before you look at the details let me tell you something that’s insane… My total compensation for 2025 was $172,926 (this includes salary + bonus + equity). But my W-2 Box 1 (“taxable wages”) was lower because of how I allocated pre-tax benefits (we love this!! less $$, less taxes): • Traditional 401(k): $3,869 • Roth 401(k): $19,630 (this one does NOT reduce taxable income) • HSA: $8,550 • Dependent care FSA: $5,000 • Pre-tax benefits: $11,306 Here’s where people unknowingly leave money on the table: • Not using HSA contributions • Not using dependent care FSA • Not understanding pre-tax benefit elections • Not optimizing traditional vs Roth contributions This isn’t about taxes bc I’m not a financial advisor hehe. This is about understanding that your paycheck and your financial EFFICIENCY are not the same thing. Go claim your money, mami and let me know if you have any questions 🙂

YOUR MONEY MAMI

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Monday 18 May 2026 20:54:02 GMT