@ryanwheelermortgagepro: Your credit score doesn’t matter if your partner’s is lower. When couples apply together, lenders don’t average your scores or pick the highest one. They take the middle score from each person — then use the lower of the two. So your 780 could mean nothing if your partner’s middle score is 640. Tag whoever you’re buying with. 👇 #homebuyingtips #mortgagetips #creditscore #firsttimehomebuyer

Ryan Wheeler | Mortgage Pro

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Monday 18 May 2026 22:05:19 GMT