@humphreytalks: When Can You Move Out On Your Own? Use this test, you must hit all 4: 1️⃣ Your rent is less than 35% of your take home pay 2️⃣ You’ve built an emergency fund of 3-6 months 3️⃣ You’re still able to contribute to retirement 4️⃣ No high interest rate debts! Any less than all 4 of these… you may want to wait an extra year to build up a buffer of finances before you do so. Hope this helps! #EduTok #LearnOnTikTok #TikTokLearningCampaign
This is extremely out of touch, good luck finding a decent apartment in a decent area under 2k in any urban area.
2026-05-19 17:53:01
163
Abraham Rodriguez :
May be a dumb question but just making sure take home pay is after taxes right?
2026-05-20 15:20:30
7
jade :
I swear The Secret Book of Fortune by Isak Voren is the only book on wealth that actually rewired my whole mindset. you need to read this
2026-05-19 06:48:10
213
ocsleazy :
Does student loans fall under #4?
2026-05-19 06:10:06
2
internetbuzzkill :
you’ve got to be joking omg
2026-05-19 19:18:28
10
alexobsidian :
How does he have 3. Million followers providing financial advice you could just ChatGPT?
2026-05-19 10:24:12
5
Josh Costa :
Check, check, check, check see yall in my one bedroom 😎
2026-05-20 01:37:25
3
Mia :
When I was working full time my take home pay wasn’t on that table. My pay before taxes wasn’t even on that table
2026-05-20 02:53:31
1
Platano :
I’ll translate “Neva”
2026-05-19 13:19:05
14
Josh :
Damn I’m definitely not ready because my salary is not even that chart lmao. And I already lived with roommates for 8 years in LA. I’m currently back at home with my parents.
2026-05-19 00:09:48
22
savewithalexa :
Does this work if your income varies per month?
2026-05-23 15:43:23
2
MIGUEL || RDN :
Can you do the same but for buy a house
2026-05-19 14:30:03
3
WeLuvJango :
Algo
2026-05-19 00:27:32
3
maags :
I agree
2026-05-20 12:11:39
1
Money Simplified :
Moving out isn’t just about affording rent—it’s about staying financially stable after you do.
2026-05-20 00:01:36
6
kalebbrik3632 :
Fyp
2026-05-18 22:46:40
4
Prime_Fortune :
i agree
2026-05-19 21:33:12
1
xcvnick :
You’re using gross pay. Should be net?
2026-05-19 22:13:34
1
trevy🎭 :
just watched you on whatnot it was a fun show
2026-05-19 01:16:11
1
Felipe Campos :
Everyone’s situation is different but I had one out of 4 and still
2026-05-19 00:37:02
1
mafer :
The Secret Book of Fortune by Isak Voren feels less like a book and more like someone finally saying it out loud
2026-05-19 06:50:48
0
jaded_code :
just because it's something you can afford doesn't mean you should be paying that
2026-05-20 23:49:53
0
Connor :
Holy out of touch lmao
2026-06-09 19:27:58
0
ethan.ewoldt :
35% seems really high….
2026-05-19 01:33:04
4
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