@rachelcruze: The 3 biggest money mistakes people make today 1. Buying too much car A car payment can quietly eat up your income faster than almost anything else. Pay cash if you can, and don’t let the dealership talk you into more than you need. 2. Combining finances before marriage If you’re not married, keep money separate. Don’t pay someone else’s mortgage, debt, or bills when dating or engaged. 3. Treating debt like the backup plan When debt stays on the table, it’s way too easy to keep going backwards financially. Having a budget in @EveryDollar helps you create margin before the emergency happens so you can actually think through your options. #moneytok #Budgeting #budgetingapp
Never had a car payment my entire adult life and never will. ‘93 Camry, 400k miles, still going strong
2026-05-19 16:46:56
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jtaylor512 :
Curious on what you'd say...we are gifting our three sons a portion of their inheritance early so we can see them enjoy it. One is married . Would they need to consider putting any protection into place for this gift ?
2026-05-23 22:23:18
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staceyemr :
Most people can’t pay cash for a car. That is super unrealistic and I come from a middle class household with both of us working.
2026-05-21 00:01:44
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Liz West339 :
I’m from the uk , do a lot of people from America have cars on finance? As it’s not as common here , I have a ten year old car that I’ve had for about 2 years and it’s all I need
2026-05-19 21:27:00
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Jules :
Love Rachael she's great and her Dads awesome!
2026-05-28 23:33:26
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Viviane Jackson :
I can’t believe that it’s legal to roll negative equity into a new car purchase. I first heard about this a year or so ago and thought that just sounds like a scam, but so many people do it. Crazy!
2026-05-20 05:48:32
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ICEOUT :
What is the best way to stop yourself from spending when you’re spiraling. Yesterday I had some really disappointing news which immediately lead me into spending that was way outside of my budget. I’ll be paying it off next pay period. 😔
2026-05-20 00:35:02
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Tania accent training :
Yes, these mistakes are super common!
2026-05-20 13:28:30
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Jules :
Biggest mistake is borrowing for school and/or getting a degree that won’t allow you to get a job that will pay enough to support you.
2026-05-20 17:33:52
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Justin :
With your fame and popularity, I don’t think you need to announce that you co-host the Ramsey show. We are well aware how awesome and badass you are!!
2026-05-19 22:27:54
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Tim Sansom :
The car issue is a difficult one for most people in the current economy. It’s very difficult to find an affordable vehicle especially if buying used and not able to pay cash. People in financial trouble have little options to deal with life expenses without using debt. It’d be great if everyone started with the help to avoid this cycle but very few are able to do it. Inflation has crushed people’s ability to get out of the cycle.
2026-05-19 21:51:54
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Savvywithlacey :
So thankful to not have a car payment 👏
2026-05-26 19:01:32
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red snapper :
what's that tesla worth today?
2026-05-23 02:43:04
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Lorio :
#3 Is soooo true Rachael. I’ve learned so much from #3 It’s a totally different level of thinking.
2026-05-20 13:24:46
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Dr Golda :
Love your show 💖
2026-05-19 18:09:19
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M@keNoiseWithTobias :
I’ve literally done every one of these things 😬
2026-05-21 02:16:53
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MARK1964 :
love you 🥰
2026-05-20 04:20:18
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Dailywealthfuel :
This is exactly why people stay stuck.
2026-05-23 00:17:02
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Helhound :
HOW DO I GET MY WIFE ON BOARD WITH THE BABY STEPS?
2026-06-11 17:31:41
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financewmae :
😌😌😌
2026-05-20 05:13:32
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GenesisCreditRestoration :
💯
2026-05-19 16:04:01
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V Ramos :
✨✨✨
2026-05-19 14:41:45
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KHugs :
🥰🥰🥰
2026-05-19 21:07:26
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