Rachel Cruze
Region: US
Tuesday 19 May 2026 14:36:04 GMT
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jtaylor512 :
Curious on what you'd say...we are gifting our three sons a portion of their inheritance early so we can see them enjoy it. One is married . Would they need to consider putting any protection into place for this gift ?
2026-05-23 22:23:18
2
Jason Bennett :
Never had a car payment my entire adult life and never will. ‘93 Camry, 400k miles, still going strong
2026-05-19 16:46:56
34
Liz West339 :
I’m from the uk , do a lot of people from America have cars on finance? As it’s not as common here , I have a ten year old car that I’ve had for about 2 years and it’s all I need
2026-05-19 21:27:00
10
staceyemr :
Most people can’t pay cash for a car. That is super unrealistic and I come from a middle class household with both of us working.
2026-05-21 00:01:44
8
Tim Sansom :
The car issue is a difficult one for most people in the current economy. It’s very difficult to find an affordable vehicle especially if buying used and not able to pay cash. People in financial trouble have little options to deal with life expenses without using debt. It’d be great if everyone started with the help to avoid this cycle but very few are able to do it. Inflation has crushed people’s ability to get out of the cycle.
2026-05-19 21:51:54
3
Kristina :
What’s your take on someone owning a place prior to relationship and their now partner moves in. The owner says let’s just split the monthly bills mortgage/water/electric/internet/hoa. Not making any money off that person just paying the half. In this specific situation that amount comes to about $1000 a month a month for a 3/2 coach home. Is this fair to ask or expect
2026-06-14 03:54:07
1
nicoleferrell70 :
I’m making moves to pay off my husband’s truck in 2 months. Made a 5 k payment today and the rest will be next month which will be about 4 k. We will never have 2 car payments again. Both cars will be paid off 😁
2026-07-11 18:29:57
0
Savvywithlacey :
So thankful to not have a car payment 👏
2026-05-26 19:01:32
2
TeachMeSomething🇨🇦 :
Yup. I caught that quote.
2026-07-19 16:41:54
0
Jules :
Love Rachael she's great and her Dads awesome!
2026-05-28 23:33:26
1
pistol.ball.69 :
I get the point of no debt. However if my brokerage accounts are making more than the interest I pay plus I always pay off early which saves interest. What’s the big deal.
2026-07-12 01:39:39
0
Jarrett Carreiro :
News flash, most people can’t afford to by a car in cash…
2026-06-14 03:21:12
0
ICEOUT :
What is the best way to stop yourself from spending when you’re spiraling. Yesterday I had some really disappointing news which immediately lead me into spending that was way outside of my budget. I’ll be paying it off next pay period. 😔
2026-05-20 00:35:02
3
Justin :
With your fame and popularity, I don’t think you need to announce that you co-host the Ramsey show. We are well aware how awesome and badass you are!!
2026-05-19 22:27:54
2
Tania accent training :
Yes, these mistakes are super common!
2026-05-20 13:28:30
1
Dr Golda :
Love your show 💖
2026-05-19 18:09:19
0
Lorio :
#3 Is soooo true Rachael. I’ve learned so much from #3 It’s a totally different level of thinking.
2026-05-20 13:24:46
0
sandrarobillard17 :
We buy out our cars brand new. We don’t trust other people to own the car before us. We pay $100-$200 more than the minimum payment so that we paid it off faster. Then we save that money for three years or so to put it on a new car.
2026-07-01 18:44:08
0
Andrew Rawlinson FantasyAuthor :
I cant not fix the car since I only have one
2026-07-08 22:40:43
0
Dailywealthfuel :
This is exactly why people stay stuck.
2026-05-23 00:17:02
0
M@keNoiseWithTobias :
I’ve literally done every one of these things 😬
2026-05-21 02:16:53
0
Jules :
Biggest mistake is borrowing for school and/or getting a degree that won’t allow you to get a job that will pay enough to support you.
2026-05-20 17:33:52
1
Viviane Jackson :
I can’t believe that it’s legal to roll negative equity into a new car purchase. I first heard about this a year or so ago and thought that just sounds like a scam, but so many people do it. Crazy!
2026-05-20 05:48:32
0
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