@gabriel.nussbaum: How to but a house with just £4000 (The maths) A few things I need to make clear: 1. This is just the maths not me saying it's a good idea. 2. You need to look into whether or not this is actually right for you. 3. The lifetime ISA has more terms and conditions, such as: 4. You have to be between 18 and 39. 5. The money has to go towards a first-time property or retirement. 6. There is a penalty if you withdraw the money for reasons other than buying a property under £450,000. 7. The product is currently in consultation and is likely to be changed early next year. (For the better hopefully) Having said all that do you think this is a good idea? #PersonalFinance #property #lisa #LearnOnTikTok

Gabriel | That Money Guy
Gabriel | That Money Guy
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Region: GB
Tuesday 19 May 2026 17:00:56 GMT
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eclipse.kitty24
🐾Eclipse🐾 :
no point only putting down 4k if you're making 65k a yeat😂
2026-05-19 23:05:10
67
sheillarose
꧁𓊈𒆜༺⋆˚❀ֆɦɛɨʟʟǟ🇨🇩❀˚⋆༻𒆜𓊉꧂ :
Welp for those making less than £32k a year 😭😭😭
2026-05-20 14:50:45
4
gabriel.nussbaum
Gabriel | That Money Guy :
Is this a good idea?
2026-05-19 17:05:44
6
chickenchoi
pp :
question - if me and my partner both have a LISA account (separately) can this be combined together to purchase a property over £450k?
2026-05-22 20:38:49
0
mrssgraystone
Sally Graystone✨ :
With this product, if you were to put down £8k instead of £5k will that bring the interest rate down?
2026-05-21 16:03:42
3
user84826491648
X :
leasehold. service charges 3000£ yearly. monthly total payment 1500-1800£ because of low deposit. excluding utilities, council tax gas electric internet blah blah
2026-05-24 15:10:03
0
darrens280
darrens280 :
Pls explain: first you said £300K property limit, then suddenly it was £450K limit. #confused
2026-05-21 21:39:00
0
ac_mortgages
Ashley | Mortgage Adviser :
The catch - your LISA must have had £4000 in it 12 months ago. Or put £4000 in now and wait another 12 months
2026-05-20 10:22:04
5
frostgiant521
FrostGiant521 :
what should you do if your buying by yourself what should you do then
2026-05-22 05:15:16
1
wllk0
WlLK0 :
4. and 5. Completely conflict each other. How many people are retiring at 39!?
2026-05-21 18:08:20
0
faizarehana
Faiza Rehana :
Help, I want to buy a second home to rent but the deposit is like 25% and I can’t afford that.. any tips?
2026-05-20 14:22:22
1
brassic2cash
Brassic2cash :
Yeah it’s entirely possible to buy a house in the UK with just£4000 deposit. You can achieve this through specific low deposit or by combining your £4000 with the 25% government bonus from a lifetime ISA to secure a low-cost starter home.
2026-05-19 20:53:54
5
accaboshty
accaboshty :
The end is nigh.
2026-05-19 19:14:54
7
kosi4kena
Kosi4kena :
Good luck with minimum wage
2026-05-20 11:02:51
1
1990michaelb
Michael Bullock :
Don’t you need to have the LISA open for 12 months before purchasing a house?
2026-05-19 20:24:29
1
mr.copper.invest
Mr.Copper Invest :
Thank you very much
2026-05-25 17:22:03
0
emptyhomepainterslondon
Empty Home Painters :
Say what
2026-05-26 14:24:21
0
savingwithemm
em💕💕 :
i actually really like this. i’d much rather make over payments and invest more now when i’m young so im really making the most of my money
2026-05-19 19:50:53
3
myfuturenetworth
MyFutureNetWorth :
myfuturenetworth.uk - what do you think? 😊
2026-05-21 09:18:15
0
str4pz03
Strapznodaysoff_3rd :
Yes after 1 year of holding the isa you can withdraw so it’s best to stack as much as you can work as many jobs in that year to have extra money for problems etc if anything goes wrong
2026-05-21 23:57:48
0
jack_zetec_s2
jack_zetec_s :
its feeling 2008 crash
2026-05-19 19:23:49
3
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