@insurancegonewild: Increase your wind/hail deductible to 5%? It slashes premiums by self-insuring your roof cost. Then, build a policy to cover that gap for way less. Essentially paying yourself while saving! #InsuranceTips #MoneySaving #Deductible #Homeowner #SmartFinance
I’ve had 3 new roofs in 5 years due to hail. This is horrible advice
2026-05-20 08:27:35
7
Marcus :
Don’t do this. I have a 2k deductible and my 1 yr old roof got damaged again by 3.5 inch hail. It will almost never save you money
2026-05-20 12:41:56
2
Bubba :
Tell me how to reduce Hurricane coverage and you will have my attention.
2026-05-21 17:35:37
0
Texashammer007 :
How do you build another roof coverage?
2026-05-25 11:49:48
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DruJohn :
I have no idea what she's saying ut if its that easy then the insurance company should just do it for me
2026-05-19 23:33:56
5
ChickenRancher1 :
nah this isn't smart
2026-05-21 03:32:02
1
John Jacobus - Real Estate :
Are tornadoes considered wind according to insurance? I understand the point for a roof replacement, but what about heavy damage or total loss?
2026-05-20 12:35:42
0
taurs24 :
So two insurance policies, one self insured and one fully insured. So now I pay 40% more for insurance. Got it.
2026-05-20 11:26:29
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user7689031256282 :
5% w/h deductible on a $300k house is $15k. The roof cost maybe $20k. You essentially aren’t insured for Hail anymore. I think she’s saying that you then go get a policy that covers either just roof damages not whole home OR that you get a policy that covers your deductible. Not really sure. If it’s a good deal she would show you the math but she isn’t.
2026-05-20 13:59:58
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Real Estate Cozy :
nope , nope , nope 😳😳😳
2026-05-21 05:13:10
2
Rob Mc :
Insurance companies are such crooks. They sell you protection then fight you every step of the way to make sure you can’t use it.
2026-05-20 11:57:43
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Shelby Ricks531 :
Please don't follow this advice....
2026-05-21 11:52:10
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Supremecertifiedasshole! :
CANCEL ALL INSURANCE LIKE I DID SELF INSURE !!!!!!
2026-05-20 18:17:38
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jbob5150x61 :
Insurance is the biggest scam in America.
2026-05-20 13:38:22
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Somewhere else :
You sound like AOC or Kamala trying to explain how insurance works
2026-05-20 11:14:33
2
xoxolashon :
💀💀💀
2026-08-22 03:52:37
0
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