@yourlobangsis: How much do you really need to buy a BTO at 35! I did some research for you. Just copy my homework. Share with your friend. Follow me if you want straightforward, no BS tips with your money! Updates: Singles also need to pay an extra S$15K premium on top of the purchase price. This is fully refundable to your OA when you get married to another SGPorean (need to apply for CPF top up grant). Disclaimer: EHG is calibrated based on income level. If you earn close to $4500, you only get the minimum EHG of $2500. #singaporehdb @singaporehdb #hdb #bto #sgproperty