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@amy.coul: Making micro-payments to pay off the first 1% of our mortgage 🏡🤍
Amy│ Budget bestie 🤍
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Region: AU
Tuesday 26 May 2026 03:56:46 GMT
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Comments
Victoria :
Ive started doing micro payments into my savings account.
2026-05-26 09:08:58
42
user2209574764 :
But how is this different to just keeping everything in an offset account?
2026-05-26 14:09:20
8
Sorryinadvance :
Can I ask why not an offset?
2026-05-28 10:59:24
3
Emilee Whitfield :
This is awesome! I’d love to do the same with my car loan! Any advice on how to get started?
2026-05-26 07:16:03
1
jenny.from.the.block :
Seeing the amount go straight to interest makes me feel sick 😂 😭
2026-05-27 03:08:18
5
Emma :
Does your spreadsheet include offset accounts? Thanks!
2026-05-26 09:51:00
3
Susie H 🇦🇺 :
Well done!! Must feel good 👏
2026-05-26 05:41:24
3
shakira_lifestyle :
How do you see how much of your repayments are interest!?
2026-05-26 10:02:04
3
Jase :
Got your micro payment spreadsheet! Well priced. Thanks 😁
2026-05-26 16:08:37
1
TB :
Is your spreadsheet iCloud numbers compatible?
2026-05-28 07:30:00
0
Petsittingkween :
Good on you for showing others how this works
2026-05-27 00:39:47
1
Lola Markwick :
I pay the cents from my bank account to my mortgage each day so I’m paying an extra like 20-30 cents per day but it adds up over time
2026-05-28 04:14:11
2
Lisa-Marie Wolf :
How do you calculate the interest savings? :D
2026-05-26 07:20:35
1
Outdoorblondie :
How do you get the timeline ?
2026-05-27 21:58:51
0
Bethie Wolf :
Where is your cute sideboard from in the back??
2026-05-26 04:53:28
2
hey.its.dee :
I don’t track to this extent but I know the timeline and % paid off and it is soooo satisfying to track
2026-05-26 17:32:56
2
Travis Joel :
it really does add up in the end. I saw a video of queenie talking about how she pays more often and saves more in the long run
2026-05-27 01:15:37
3
Jess :
You are doing amazing!!! Love love love this
2026-05-26 07:01:05
0
gabrielle_dbw :
Which bank are you with for your loan? x
2026-06-05 02:41:16
0
… :
This sounds weird, how did u calculate this?
2026-06-01 00:15:25
0
Skyba!!! :
Brought the spreadsheet an set it up tonight it’s good to see that even little payments extra make a difference
2026-05-27 12:28:53
0
Boss Dan Terex (BDT) :
their interest rate are really quite high. even the personal loan i give to people without collateral a far much lower.
2026-06-05 04:13:25
0
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