Airic
Region: GB
Tuesday 26 May 2026 18:27:20 GMT
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ralz29 :
It’s about the principle
2026-05-26 18:49:21
68
Mr.Pat :
It’s bad as im active investor now . And got over 40% of my investments in cash /isa . Waiting to buy so why do I have to be taxed 22% when intrest I was reviving was only 4% ?
2026-05-27 07:29:21
17
yappsfordays :
doesn't this mean being taxed once you cash your isa investments?
2026-05-28 09:18:06
1
samielouaaer19 :
So if the money is invested it’s fine right? So what’s to worry
2026-05-27 11:53:05
12
kokokiki066 :
Pennies is still my money
2026-05-26 21:52:58
47
John MC cabre :
does it include cash already invested in the stocks and shares ISA? isn't it under 12k?
2026-05-26 18:35:14
4
Darryn :
If I get a dividend, how long does the cash need to stay uninvested before it’s taxed?
2026-05-27 08:09:15
1
Lab_of_dragons :
I keep hearing about this but I don't understand what they mean by un-invested cash.
2026-05-27 01:19:50
3
StrangeeQuark :
Sorry if this is a silly question, but say there were dividends in there that hadn't yet been reinvested (eg. if you hadn't opened your account in a whole due to long term investments), how do you deal with the tax charge? Does it automatically go on tax code or is I a tax return situation?..
2026-05-27 13:05:48
0
nadia anesu :
this is ridiculous
2026-05-29 11:44:31
2
Nick 777 :
So my money is invested in shares so the cow can’t touch me right? The only thing is, it’s going down to 12k instead of 20
2026-05-26 22:46:00
0
Nathan :
This is literally me. I've had uninvested cash in a stocks and shares ISA for years, and my alternative is a money market fund as a safe bet. To come after both of those is tricky. I'm not sure what my plan would be.
2026-05-27 06:49:17
2
user195122297021 :
New rules will also apply to transferring funds, and from April 2027 you will no longer be able to transfer funds from a Stocks and Shares ISA or Innovative Finance ISA into a Cash ISA. I have 60k worth of shares.. reducing my risk as retirement is near.... if i sell now 60k can be transferred to my cash isa... if i sell after April 27 I cant transfer the cash to my cash isa... so the 60k earning interest will be subject to tax..... so instead of reeves encouraging investing she has done the opposite.... I have to sell my shares now and transfer the money into my isa before the April deadline
2026-05-27 06:57:46
5
DatsMyNinja :
people need to be able to hold cash on the account for investing reeves is making this impossible ill personly be pulling all my free cash out and slowing down my investing
2026-05-26 19:06:51
4
Dom Kenna :
it'll be less people investing as they just complicate the product which is already the no. 1 blocker to investing
2026-05-27 11:41:20
9
Tom :
Will the platform take the tax automatically or will we have to submit a self assessment?
2026-05-27 07:02:27
0
Partay Flax :
Ok silly question until 2027 we can still transfer any cash in the stock & shares isa to cash isa of any amount with out issues
2026-05-27 11:13:22
2
user40000000 :
so im waiting for a gap in the market to buy. so I would get taxed till I finally invest it?
2026-05-28 16:41:10
0
mz.muslimgk :
what happens when I liquidate it eventually lets say at 1m at tbat point do I still pay 22%?!?!?
2026-05-26 20:41:56
0
Carrot :
What about dividends that paid into the stock and share ISA as cash? That needs to be taxed too?
2026-05-28 07:41:01
0
sogpie128 :
will the 22 percent be applicable to a cash trust, or just uninvested funds?
2026-05-26 20:43:40
0
Hannah-Louise Smith author :
I earn 2p/3p daily on mine so how are they going to tax that?
2026-05-31 07:42:09
1
No name :
What if you get divideds back that isn’t enough to buy another stock. I.e you gain 40 back in dividends and a stock is 140
2026-05-29 18:23:17
1
2EchoPapa :
I save up some cash in my isa, so i avoid transcation fees.
2026-05-26 22:06:27
4
Ed Tory :
interesting re money market funds. didn't realise that.
2026-05-27 10:19:53
1
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