@guerra.wealth: A 20% market drop isn’t a possibility It’s a reality that happens over time The real question is… what happens to your income when it does? If your retirement plan hasn’t been stress-tested for market drops, inflation, and rising expenses, you’re not planning, you’re guessing This content is for informational and educational purposes only and should not be considered personalized financial advice. Always consult with a qualified fiduciary advisor before making any financial decisions.