Neil Invests
Region: GB
Wednesday 27 May 2026 13:04:18 GMT
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mlds48 :
Using Trading 212, I plan to turn off the pay interest option on uninvested cash in S&S ISA. The Govt aren't being rewarded for this absurdity by me, and it avoids any tax admin. I'd rather park it in the Cash ISA to get untaxed interest, and as I drip invest into FTWG I'll manually move across to S&S ISA bit by bit. Of course, the Cash ISA limit is gonna be £12k, but as it steadily flows into the S&S ISA, it can remain below that threshold. It's gonna be a faff, but only a minor inconvenience to spite the Govt's stupidity.
2026-05-28 07:13:29
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CaptainKangaroo :
I just signed up before seeing your video and the promo code 🙄
2026-05-30 11:30:22
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bazzap11 :
can we then transfer a stocks isa to a cash isa if we need to?
2026-05-29 17:52:20
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David 'Simo' Simpson :
as someone who's only just started and was hoping to invest heavily into the stock market and isa's. I feel this is very off putting, fed up of tax in the uk. trying to build a future for my family is desperately hard these days 😢
2026-05-27 14:01:22
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dadds2026 :
I’m coming up to 60. I don’t want to have all my money in stocks. So I have no choice now but to sell my UK stocks and move the money to a cash ISA before April, a few years before I wanted to. Nice job Rachel.
2026-06-02 11:24:13
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DASLA78 :
so if I was to put 20k into the s and p 500 in tax year 2027 and it gains 10% am I paying tax on them 10% gains 🤔 and what if it drops 10% are they gonna give me anything for that ???
2026-05-28 13:04:56
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Sandra :
As per a question above...what happens if you sell shares, hold money for a few days before reinvesting?
2026-05-30 09:04:48
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Tom Barry :
Thanks Neil, very informative video.
2026-05-27 14:53:57
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Matt Mashu :
Great explanation Neil, I’ve just started and this doesn’t put me off, mainly because I’ve watched ur videos. I’m 43 and hoping to retire in 20 years whilst both my wife and I will try and max our allowance, fingers crossed I can retire earlier 🙏
2026-05-27 19:17:46
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Just Been Me :
What will happen if you move funds into cash for a few days before moving it back into another S&S fund
2026-05-28 07:12:28
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Andrius Kuprenas :
its just ridiculous.. amazing video though. you're best tik tok channel thats for sure!
2026-05-28 21:13:16
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Ben Huddart :
Great video! Cheers Neil
2026-05-27 21:10:20
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Claire Louise :
Thanks Neil. Any insight into treatment of money market funds in SS ISAs?
2026-06-02 09:18:58
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Blimeyo :
good explanation. doesn't worry me and makes sense with the changes to cash ISA, to close down that loop hole.
2026-05-28 09:09:26
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Nidge t :
Only for 2yrs until the new government change it back
2026-06-10 23:04:41
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FITRAH DESIGNS :
only if under 65 years old
2026-05-28 10:59:43
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Sss26 :
And we can thank labour yet again for state of this country for working people and everyone who voted for them
2026-05-28 18:26:05
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