@sharesbyshreya: When I first posted about selling all my S&P 500 shares, I got a lot of backlash 😅 As a Canadian investor, I used to hold VFV, which is an ETF that tracks the S&P 500. And honestly? There is absolutely nothing wrong with it. In fact, many people consider the S&P 500 the “gold standard” of investing, and VFV was actually the first ETF I ever bought when I started investing. 📈 But over time, I realized I already had a lot of U.S. exposure in my portfolio 🇺🇸 I also hold XEQT, which is a global ETF that gives me exposure to 8,000+ stocks globally through multiple underlying ETFs — including a U.S. total market ETF. And then I also hold QQC, which is a NASDAQ 100 Index ETF. This is heavily focused on U.S. tech and growth companies 🤖 So when I really looked at my portfolio, I realized: • XEQT already gives me broad U.S. market exposure • QQC already tilts me even more toward U.S. tech/growth • VFV was adding even more overlap with large U.S. companies Overlap itself is not necessarily bad — especially if you intentionally want more concentration in a certain market. (And yes, XEQT & QQC still have overlapping holdings too, which I’m personally okay with.) But for me, I realized I valued a simpler portfolio more and therefore didn’t feel like I needed VFV anymore. So I sold VFV about 4 months ago and honestly… I don’t regret it at all 🤷🏻‍♀️ This wasn’t about VFV being “bad.” It was about building a portfolio that made sense for me. At the end of the day personal finance is personal.

SharesByShreya

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Wednesday 27 May 2026 17:17:10 GMT