@lisneyrealestate: Moving to Cape Coral without knowing these 4 things could cost you tens of thousands of dollars 💸 Most first-time buyers fall into every single one of these traps — and their agents never warned them. Here’s what nobody tells you: “Gulf Access” doesn’t mean what you think it means. Half of Cape Coral’s 400+ miles of canals are landlocked freshwater with ZERO ocean access — and low fixed bridges can block your boat before you even leave the dock. 🚤 Your flood zone determines your insurance costs AND what you can build/repair. Zone AE or VE = mandatory flood insurance + FEMA’s 50% rule. Always verify the FEMA map — being close to water is NOT the same as being in a flood zone. That “great deal” price might be hiding a $20,000–$40,000 UEP assessment at closing. Cape Coral is still converting from well & septic to city utilities — ask if it’s paid off BEFORE you write an offer. And please, get pre-approved with a LOCAL lender who actually understands Cape Coral before you tour a single waterfront home. A big-box online lender will slow you down or kill your deal entirely. Save this before you start your search. 📌 #CapeCoral #CapoCoralRealEstate #MovingToFlorida #FloridaRealEstate #firsttimehomebuyer

Lisney | FL Realtor🌴
Lisney | FL Realtor🌴
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Wednesday 27 May 2026 20:50:33 GMT
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