@joshrendlercfp: How does a retired couple pull $145,000 out of their accounts and pay less than 1% in federal tax — without a Roth conversion, without an annuity, and without anything fancy?#retirement #retirementplanning #financefreedom #savemoneytips #socialsecurity

Josh Rendler CFP
Josh Rendler CFP
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Region: US
Thursday 28 May 2026 14:05:28 GMT
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notthepoet
that girl :
how are they getting around claiming capital gains as regular income?
2026-05-30 23:39:39
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ralphbeans
Ralphpal :
can you explain that deduction. I didnt see
2026-05-28 21:12:03
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user8714028777811
LILIANA MARTINEZ :
Pls send information
2026-06-14 02:26:51
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walking_into_the_sunset
Walking into the Sunset :
150k is not enough for us right now. curious about a tax approach with an income of 250k/year (2xSS+pension+401k withdrawal). that likely blows past all "lines", but is where many retirees sit
2026-05-30 13:31:38
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joey_gggg
Joey-gggg :
What if all, or 65% of your retirement cash is in a SEP-IRA? The other 35% in Roth. No outside money, no long-term capital gains.
2026-05-30 21:37:51
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