@hermoneymastery: You’re not dumb, you just need good plans and systems for your money! I promise it doesn’t have to be hard and miserable. #Budgeting #budgetingforbeginners #budget #budgetingtiktok #moneymindset
This is cool but people do not get paid living wages to even create a system like this
2026-06-03 03:12:14
1095
Lucy :
difficult when you have 0 after bills every single month
2026-05-31 13:34:40
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ccv2love :
this only works if you actually have money left over each pay period. not pay check to pay check
2026-06-24 14:48:45
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judas :3 :
“you’re not dumb you just need good plans” literally made me start sobbing, i feel so embarrassed because i “know what to do” but poorly execute each step smh thank you for your insight and your words, i really need them
2026-06-01 03:02:42
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LIZ 🌷 | just vibes ✨ :
How can I do this when I’m sooooo behind on bills 😭
2026-06-03 18:07:24
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Shelleonabudget💸 :
I have multiple accounts and pay myself first now. Game changer 🙌💰
2026-05-29 00:36:34
74
j.a.z.z.y_962 :
Why is this stuff so confusing 😭
2026-06-02 11:56:24
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GGB Beauty :
This came on time. Cause I’m tired of being unorganized with my finances
2026-06-03 23:41:07
10
Sade :
There needs to be an automated system that helps I’m lazy 😆
2026-06-19 22:03:42
5
Jasmine ✨ :
Made myself a table for this method on canva for free, and I made it cute. I keep track of birthdays, holidays, accounts, pay dates, lay all of my bills due dates out and the rest is the tables for what bills I’m paying for each paycheck. All I have to do is plug in the numbers for my light, gas and water bills. I’m going on year two of doing it this way. 💕
2026-06-09 16:34:25
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Casie :
I wish I could do this but being poor is expensive. Sometimes I get paid $200 others $260 or $190 depending on the hours they give me. Every 2 weeks. 💀
2026-06-03 19:25:47
16
Jennifer Hodges722 :
I’ve had a spreadsheet for the last 20 years or so of all my expenses down to gas, food etc. You must track where your money is going. Problem is I had to come to terms with the fact that I can’t afford everything I want but I have everything I need.
2026-06-05 15:38:25
42
Irene :
But what if you only get paid once a month? How would I plan ahead?
2026-06-03 00:00:23
6
Adonna :
You can plan ahead by looking back first. Write down the monthly bills from last month (rentals, power, water, cell phone, internet, car payment, groceries, eating out, shopping, etc..
2026-06-03 02:16:09
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Melissa Durham Martin :
Breaking that cycle was game changing. It takes some time but write down everything you spend. It was shocking to see where our money went.
2026-05-31 11:08:07
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theofficialphoenixeffect :
Right on. It’s not about being “good with money”—it’s about having good systems.✨
2026-06-03 16:59:28
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applyingwith_andrea :
Saving this to implement this into my life asap
2026-06-09 16:42:53
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Ashton | Paychecks to Peace :
Yes! Multiple accounts for bills and spending is a great way to help ensure your bills are covered first!
2026-08-19 16:42:46
2
Cashflow Kate :
It’s so hard
2026-06-13 00:22:41
3
zoe :
oh i needed this
2026-07-04 13:37:34
2
kjtDigitals :
definitely need to work on not spending on unnecessary things 😬
2026-08-05 20:21:34
2
joesmartis :
I don’t quite get it, it seems very confusing to me 😂😂😅
2026-08-04 18:31:53
2
ghdfvve :
by the time I get paid I have so many late fees I dont have extra cash😫
2026-07-04 17:12:18
3
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