@hermoneymastery: You’re not dumb, you just need good plans and systems for your money! I promise it doesn’t have to be hard and miserable. #Budgeting #budgetingforbeginners #budget #budgetingtiktok #moneymindset
This is cool but people do not get paid living wages to even create a system like this
2026-06-03 03:12:14
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Lucy :
difficult when you have 0 after bills every single month
2026-05-31 13:34:40
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judas :3 :
“you’re not dumb you just need good plans” literally made me start sobbing, i feel so embarrassed because i “know what to do” but poorly execute each step smh thank you for your insight and your words, i really need them
2026-06-01 03:02:42
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j.a.z.z.y_962 :
Why is this stuff so confusing 😭
2026-06-02 11:56:24
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Jennifer Hodges722 :
I’ve had a spreadsheet for the last 20 years or so of all my expenses down to gas, food etc. You must track where your money is going. Problem is I had to come to terms with the fact that I can’t afford everything I want but I have everything I need.
2026-06-05 15:38:25
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souled07 :
Made myself a table for this method on canva for free, and I made it cute. I keep track of birthdays, holidays, accounts, pay dates, lay all of my bills due dates out and the rest is the tables for what bills I’m paying for each paycheck. All I have to do is plug in the numbers for my light, gas and water bills. I’m going on year two of doing it this way. 💕
2026-06-09 16:34:25
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ccv2love :
this only works if you actually have money left over each pay period. not pay check to pay check
2026-06-24 14:48:45
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Shelleonabudget💸 :
I have multiple accounts and pay myself first now. Game changer 🙌💰
2026-05-29 00:36:34
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LIZ 🌷 | just vibes ✨ :
How can I do this when I’m sooooo behind on bills 😭
2026-06-03 18:07:24
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Casie :
I wish I could do this but being poor is expensive. Sometimes I get paid $200 others $260 or $190 depending on the hours they give me. Every 2 weeks. 💀
2026-06-03 19:25:47
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Irene :
But what if you only get paid once a month? How would I plan ahead?
2026-06-03 00:00:23
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theofficialphoenixeffect :
Right on. It’s not about being “good with money”—it’s about having good systems.✨
2026-06-03 16:59:28
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Melissa Durham Martin :
Breaking that cycle was game changing. It takes some time but write down everything you spend. It was shocking to see where our money went.
2026-05-31 11:08:07
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GGB Beauty :
This came on time. Cause I’m tired of being unorganized with my finances
2026-06-03 23:41:07
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pokewithpao7a :
Saving this to implement this into my life asap
2026-06-09 16:42:53
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Adonna :
You can plan ahead by looking back first. Write down the monthly bills from last month (rentals, power, water, cell phone, internet, car payment, groceries, eating out, shopping, etc..
2026-06-03 02:16:09
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joesmartis :
I don’t quite get it, it seems very confusing to me 😂😂😅
2026-08-04 18:31:53
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Mel Bel :
what do you do when prices fluctuate like with gas
2026-06-20 21:24:47
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hannah banana :
I definitely need to fix my money
2026-07-27 04:44:00
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Liz | Settlement Finder :
These are really great tips thanks so much
2026-06-12 07:05:28
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Bill :
I just try to spend the least I can I don’t rlly try tracking ngl😭
2026-06-13 04:14:48
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eriiicax7 :
I need a spending account, I have the others
2026-06-07 17:05:20
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Kendall Taylor :
definitely need to work on not spending on unnecessary things 😬
2026-08-05 20:21:34
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