@brittney_calloway: Before you pay ANY collection… do this first 🚫 Ask for a debt validation letter You have the right to verify: Is this debt actually yours? And does the agency even have the legal right to collect it? Don’t pay blindly… protect yourself first ⬇️ #creditrepair #debtcollection #financialliteracy #credittips #moneytok #fyp #viral
So I was served a court letter with civil court. Where do i stand on that?
2026-06-15 11:12:37
2
Kitty Sofia :
What about medical debt??
2026-06-12 12:37:15
4
Nova :
What if I ignore them and never respond?
2026-06-19 16:53:33
1
Celese Ison :
Sounds like a good way to fuck up your credit score
2026-07-18 23:58:30
2
MrRGC_The Coach :
When you say the original contract with my signature on it, are you seeing that if they get a copy of the original contract or whatever or are you saying they have to send send the original contract with what I call a true copy certified of the original contract with my signature on it for it to be valid because right now I’m about to go through that letter and they sent me copies of a whole lot of stuff in the accounting is missing whatever and I noticed that they sent me a copies or whatever I’m former I’m a retired military, and I was brought up that whenever make a copy you make sure it’s true copy certified, and sign off on so can you straighten this out for me.
2026-05-29 23:34:11
3
GinaGuad70 :
Well , my friend told me that the debt collector actually said that they were going to get attorney and take her to court
2026-06-14 00:15:10
1
Andromeda :
Don't ever acknowledge it! Because if you do they will tag it AGAIN and you will have 7 more years of that crap to deal with.
2026-06-13 15:43:23
3
Charliedel :
Thank you for sharing this important information
2026-07-02 15:21:48
2
Cheri_C :
I think this is only for debt purchasing companies. a lot of collections are contracted with the client
2026-07-10 06:36:23
2
Trejo :
Honestly, I believe the AI, but if it is real, then this man sounds like that comedian, whose Mexican descendent
2026-07-22 03:03:59
0
Aaron15180269DavidA :
Good luck with this
2026-06-27 07:08:11
3
mimimax68 :
They will sue you
2026-06-25 00:23:51
2
heythereimhere :
even medical bills
2026-07-01 14:47:48
2
sprjwls15 :
false!!!
2026-07-01 23:11:01
2
J.McSlappy :
He’s giving bad advice. If it’s your debt, then it stays on your credit report. Also, the word is ASK, not AX.
2026-06-14 08:19:37
7
Jerry McC :
Thanks
2026-06-30 03:46:26
1
Jerry McC :
Awesome
2026-06-30 03:41:54
1
2112nebo2112 :
Not one thing he said is true.
2026-07-12 11:16:17
1
Orangespice :
When you ask for that letter do you also ask that they send it to the address they have on file or give them your correct address if the one on file is not correct
2026-06-24 13:59:41
2
michaelboyd_sr :
Pay the bill , don’t take TikToks word for it
2026-07-17 13:04:27
1
caro12284 :
or, you could just pay your bills 😏
2026-06-13 15:02:00
3
To see more videos from user @brittney_calloway, please go to the Tikwm
homepage.