@dominiquejonae: I was $15k in debt at 22 with no idea how to get out 💸 Here are the 6 money rules that changed everything for me. Save this, you’ll want to come back to it! Which one are you starting with? ⬇️ #personalfinancetips #savingmoney #debtfreejourney #millenialmoney #moneymoves
Where does sinking fund money actually go? Separate savings accounts? One saving account?
2026-07-13 21:29:50
9
Airrr :
What app / bank do you use for your sinking funds?
2026-06-16 16:45:12
44
Kent Holubar :
Housing under 25% is tough
2026-06-12 01:26:16
855
Jay :
So if someone made 80k a year, they would spend $1,250 a month on HOUSING???
2026-07-08 13:36:57
282
Taylor :
What was your salary while completing this?
2026-06-16 23:48:58
339
DavidHeacockFinances :
I know the avalanche method makes more financial sense, but the snowball method helps keep motivation up for sure!
2026-07-08 23:09:17
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Amanda the Frugal Minimalist :
absolutely never using a debit card! I worked in banking for years and saw all the fraud that occurred. forever using my cc with cash back 🙌🏼
2026-05-29 22:16:23
191
dajaadomoniquee :
I’m 21 and in college and every credit card denies me even discover student!
2026-06-19 00:43:17
10
Casey Summers :
Great advice!! I recently got back to sinking funds and it’s a game charger. I’m old school and keep cash in envelopes. Do you pool your money together and just know what amount is for what or keep separate accounts?
2026-06-27 12:58:32
63
Lindsey :
Soooo 25% of my monthly income is $722…. My housing expenses rn in a 3b3b with 2 roommates is $500-$550 a month. All the studios and 1b1b apartments in my area are all $900+ a month NOT including utilities 😭😭😭
2026-07-17 21:27:11
16
Alexandra :
What credit card do you use that allows rewards and cashback?
2026-07-08 21:36:26
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kdmorgan1913 :
When I say I love the financially responsible side of TikTok…. I LOOOOOOVE THE FINANCIALLY RESPONSIBLE SIDE OF TIKTOK!!!!!!
2026-07-23 15:15:17
5
carrots 🥕 :
Girl. Housing under 25% in this economy?? Tell me where I need to go for this one 😂
2026-07-14 04:35:11
21
Nichol :
How do you create sinking funds?
2026-07-11 18:46:03
11
Alex Ryan Creations :
Can you elaborate on sinking funds?
2026-06-16 01:58:07
19
caeley ✨ :
I fear housing isn’t an easy one to follow 😅 nowhere to live around here that’s less than $1300 a month.
2026-07-16 19:33:13
8
Lady Death :
My apartment rent is literally 62% of my monthly budget. its not even a nice apartment! its literally falling apart, has mold I keep battling and is the cheapest in my area. Moving to a different state next year where housing is drastically less. lol.
2026-06-23 13:19:27
16
TappedInW/DaDon :
Yeahhhh I’m 26 with tons of CC debt 😭😭😭 once I get that taken care of I can do this
2026-05-31 06:33:14
11
Ladii🐞Bug :
under 25% ...how about 35% lol
2026-06-22 03:32:27
13
BunnyMomo🥰 :
The capital one credit card annual fee is $400 that feels very extreme tbh
2026-06-19 10:45:40
5
Beanie :
What bank lets you do all those buckets for sinking funds?
2026-05-30 17:44:51
11
Anevay Dione♡ :
I need to stop playing and get me a credit card 😭
2026-07-23 01:18:54
3
kez :
Omg love these 🤩
2026-08-11 03:08:55
1
HealingWithHer :
Yes, I’m trying to learn about finance
2026-07-16 05:45:16
1
Lifeofken :
Wait I always get confused by this. You use your credit card to pay all of your bills. And then… use your debit card to pay it off? How come you just don’t use your debit card then and there to pay it off instead of paying all of that at the end of the month. Are the points really that substantial?
2026-07-21 00:09:11
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