I think my IVA is 6 years but I'm not a homeowner. I'm in year 3 now. I'll double check this though thank you!
2026-05-30 10:31:13
2
joanneabees :
I’m not a homeowner and our Iva was over 6 years. We made our last payment 1st Nov 25 and it took till the 9.2.26 for the Iva to be completed and then a certificate sent out, and 3 months later it has just dropped off our credit report
2026-05-30 10:41:43
2
Siobhan 🖤 :
It’s been one of the best things I have ever done in my life. I don’t wish anyone in the position I was in but if you are, get an IVA. It’s the most calming, stress relieving formal process
2026-05-29 18:27:03
0
roberto :
can I ask I have nearly paid my IVA off dies it still stays on my record
2026-05-30 12:57:11
0
Jess :
Does debt affect being approved for a rental property? We have a debt to income ratio of 24% and earn £50k household income but I’m worried with the debt we have they won’t accept us?
2026-05-30 19:45:03
0
john_wolves2034 :
It’s worth noting that the certificate takes about a year to show up, but you don’t need it anyway, I’d forgotten about mine when they emailed it to me 🤣😂
2026-05-30 20:29:01
1
John Allan :
never do an iva there no good and your home is at risk
2026-05-29 19:45:16
0
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