@kevinolearytv: The best way is to put it into the index of the stock market and you let it do its thing for decades. Generally, the stock market returns about 8 to 12% a year. It's been doing it for almost 200 years. The key is not to touch it, to just let it grow. Let it compound. You get capital gains, you get dividends, and they just grow and grow and grow and grow, and the next thing you know, old Jed's a millionaire. That's what investing's all about.