I consolidated so many times, paid off credit cards, then didn’t cancel them and used them again😅 I’ve been in exactly the same position, so so many times so don’t feel ashamed!! 🫶🏼 I have a debt management plan with stepchange, that has halved my monthly payments - and on their website you can see exactly how much is being paid and how much is left (not an ad btw they just saved my ass hahah) - it’s a charity, it’s free, and I told them about my ADHD and they manage all comms and organise my plan in a way that helps me! Would 10/10 recommend xx
2026-05-31 19:41:47
2
Em | life & fitness ✨ :
Girl you’ve got this ✨ have you got Monzo? The pots have changed my life this month and making it so much easier to budget! Also for spending money for you hol, set a target and aim to make that on vinted! Keep it all in a separate pot so you’re not tempted to touch it!
2026-05-31 14:20:24
1
Julie Calvey :
Could u top up the consolidation load? Then pay off the remaining debt & get rid of the other credit card
2026-05-31 20:15:54
1
Sophie Hanks :
Youve got this xx
2026-06-02 22:15:32
1
Amy Louise :
Dw girlie your smashing it so proud of you , you’ll get there in time slowly slowly don’t be hard on yourself here if you wanna talk 🥰🥰xxxx
2026-05-31 20:57:17
1
sadie112 :
I did a balance transfer to give myself more money when I’m already in a lot debt because I was running low like girl can’t just be on a budget for one month
2026-05-31 15:15:00
1
BELLA :
Well done you for being so honest and open. Stay motivated you have got this !♥️
2026-05-31 17:21:21
0
EmsBudget :
You’ve got this 💗💗💗
2026-06-01 19:27:30
1
Shan :
Nothing to be ashamed of. Stop worrying about us strangers and keep pushing through…
2026-05-31 10:40:21
2
Natalie | 📚 🧶 💷 :
Nothing to be ashamed of it’s a hard addiction to curb. It’s not like you can see the addiction in the same way as alcohol or 💊 you’ve got your figure to work from now and it will soon be working its way down xx
2026-06-01 07:53:11
1
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