I totally agree with you Ma, because of experience too. My late dad had to retire early from where he worked in the UK due to ill health. We all went back to Naija in early 70s. Till my dad passed away in 2003, he was collecting his pension (he had everything set up so he could be collecting it even though he was back in Naija). When he passed, my mum informed the company in the UK of his passing and they started paying my mum 'Widow's pension' which she is collecting till today, without fail.
2026-06-02 12:35:44
85
Mo Blunt🐞🇳🇬🇨🇦 :
Atapatadide wey turn motivational speaker and local champion for him people. This guy is funny
2026-06-02 14:10:29
67
GODS FAVOUR :
But let us not also forget this pension money he is saving can be invested in nigeria long time and that can also benefit the power of compound interest for those years .
2026-06-24 14:03:40
0
MINA :
That guy almost misled me walahi😁
2026-06-02 12:44:00
10
Slimzy83837 :
Even the workplace says that if you want to get the full pension, you need around 35 qualifying years in the UK. If you only work for 10 to 20 years and do not reach 35 years, the amount you receive will be much lower.
So he knows what he is talking about. A pension is good for someone who plans to stay and work in the UK for 35 years, but someone who has different dreams and is tired of working a 9-to-5 job for the rest of their life may not see it as a priority.
At the end of the day, it is a personal choice. For me, he knows what he is talking about, and he is not planning to spend his whole life in the UK. 🇬🇧
2026-06-03 04:25:17
7
PRINCE AYINDE🇧🇯🇬🇧 :
This man doesn’t know what he saying
2026-06-02 12:11:08
41
mofunoluwake :
I don’t know why his content keeps following me🤷♀️
2026-06-02 14:52:14
11
G0️⃣LD£N🐬€@$¥ :
Anybody that opt out of pension is also loosing out on employer and Govt contributions towards pension.
2026-06-02 14:35:08
23
coacheeeakk :
is he aware that there is lumpsome being paid after retirement apart from monthly pension?
is he also aware that you can use part of your lumpsome to buy car or house at certain age?
is he also aware that gov is also adding greater percentage to the pension that is going to be paid?
2026-06-02 15:38:39
10
beautiful_bee00 :
My parents are living in Nigeria and enjoying their state and private pensions they paid into while they were living in the Uk
2026-06-02 17:36:46
22
Debbie Anif :
Well done 👏. Thanks for sharing the truth. If you opt out of pension, its your loss. Pension is remove before tax and employers also contribute to it for you. So, if you opt out, its your loss.
2026-06-02 12:12:57
11
Oyewole Nurudeen :
My pension is up to 650 pounds monthly
2026-06-02 16:29:29
4
GSH :
If one pass-away before the retirement age, where does the money go?
2026-06-02 16:30:26
1
Jummy :
That man too do abeg
2026-06-02 11:04:44
9
Agbeke :
He doesn’t know what he is saying.
2026-06-02 15:52:34
28
PrinceAdetoye11 :
Big mistake, when you pay certain percentage of your salary into your company pension your company will also pay certain percentage for you to add up to your pension.
2026-06-02 17:34:09
10
Kemi :
Who will answer him. His just a content creator.
2026-06-06 19:35:05
1
2direct :
What people doesn't know is that opting out of private pension in Uk is your own loss,, total loss to you. walai...
2026-06-03 10:12:36
7
Romide :
Pension is not just about growing old and retiring. In many workplaces, being a member of the pension scheme can also provide death-in-service benefits that protect your family if the unexpected happens. Before opting out, make sure you understand exactly what you’re giving up and whether you have alternative protection such as life insurance.
2026-06-02 17:53:38
6
lovely :
only smart people don't pay pension. Imagine contributing pension for 20years and still get taxed when u retired. instead open a sipp and Invest it every month on in an isa. tax free and make extra 10-20% yearly with compound power.
2026-06-04 02:25:26
2
EJIME😉 :
I’m confused has well have been thinking of stopping it though thank you ma
2026-06-02 18:05:13
1
mickieademuyiwa :
Don't listen to him please.
2026-06-09 00:30:49
0
Alexander :
I’m equally considering opting out of pension, I got a message from one Egbon here in the UK, saying the UK government will use the pension to condition you to stay in the UK even after you have retired. Meaning, you will lose ur pension if u decide to leave after retirement. I need a light on this pls
2026-06-02 12:59:35
2
Slimzy83837 :
My question is that some people do not plan to stay in the UK permanently. They are only waiting to obtain their passport before returning to their home country. If I live and work in the UK for only 5 years and then move back home at the age of 35, will I still be eligible for a UK pension ?? Because I can’t work like this for 10 or 20 years in the uk please Anwer this ???
2026-06-03 04:01:43
1
Opeyemi Ogunleke :
I've known him for foolish takes all along. You can access you pension by 55 going to 57 year old. If you opt out, you're missing on your employer's contribution. Your pension is being invested by your pension administrator and you get returns. Eventually, you will get more than you contribute.
2026-06-03 23:49:04
1
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