@theinvestingmethod: The difference between using an ISA & not is actually millions… ISAs are there as a form of encouragement from the government to invest. If you aren’t using one, you’re missing out millions. Think about it like this - maybe you bought some stock or a fund and this went up in price by £100. That £100 might not be entirely yours if you need to pay capital gains tax on it - ISAs are free from capital gains tax up to £20,000 per year!! It’s a no brainer. Hope this one helps! @rhode skin @RHODE #halalincome #investing101 #investingtips #investingtipsforbeginners #ISA