Finance Tips
Region: GB
Tuesday 02 June 2026 18:05:54 GMT
111596
2776
157
522
Music
Download
Comments
Offline Chemistry :
£85K combined income in London is peanuts.
2026-06-02 20:19:05
55
wilko147 :
House rich and life poor is truest words I ever heard
2026-06-03 14:05:33
146
woodyguthrie133 :
Mortgage literally means "death pledge"
2026-06-03 21:18:11
41
Walid :
Should stop buying coffee at Starbucks
2026-06-03 18:51:50
15
Scooby :
It’s still better than renting.
2026-06-03 13:26:35
21
Lucy | Motherhood & Life ✨ :
Our mortgage has just gone from £2100 to £2650 😳😳 same thing fixed at 2% and now got 5% ouch
2026-06-04 18:40:33
6
Robert James :
im buying in at the higher rate now ..... so maybe when one day it drops I'll feel flush 😂
2026-06-03 09:39:33
34
Steph Vyr :
I remortgaged in 2020 at 2.85%, which was high at the time but since i could afford it, i fixed it for 10 years, ie until end of my mortgage.😏
2026-06-03 14:23:37
10
Lea :
this is why when I bought i did not go to the maximum amount. I was ridiculed by snob friends telling me they wouldnt have the house given as its not in the best area. but I used the extra money to make increased mortgage payments, now im almost mortgage free. we all have choices 😏
2026-06-03 17:42:10
8
Melka Drury :
this is me I've just gone from 1% to 4.7% it's added £400 a month to the mortgage
2026-06-03 07:11:31
24
37748383 :
nailed it on the head with this
2026-06-02 21:27:39
46
Rachele Cerusici :
having a cooffe or a meal out feels like a luxury! even taking my little one to mc donald now I need to think about it twice😭
2026-06-03 09:47:41
8
Floggedhorse :
Could be worse... They could be renting!
2026-06-04 19:43:16
6
ollie_cordy :
true but also renting when u can afford your own property is "throwing money away" - you cant win
2026-06-03 17:05:20
5
DAT8 :
At 50 I am selling all and moving abroad.
2026-06-04 18:33:07
6
Aisha :
Live in a caravan and enjoy life !
2026-06-04 09:12:31
13
Unacceptable :
I earn somewhere at that figure and it’s not great telling you, still struggling to put something aside, and that happens rarely
2026-06-02 20:46:55
17
pval400 :
The reason why shops, hotels, bars and restaurants are closing daily. No one has the money to spend
2026-06-04 19:40:39
11
jamiebarron7643 :
uve gotta keep Ur mortgage or rent at 33% or less off your income
2026-06-03 22:49:56
5
C :
£85k in 2026 is barely getting by in the south. .
2026-06-05 20:48:23
1
K.I.M14 :
We earn 57k between us and have a child. Fixed term of 2.2% mortgage (197k for 220k house) from 2021-2026 at £690. new mortgage deal(174k) 2 years fixed at 3.7% £830. We live very comfortably. No penny pinching or living payday to payday. We feel so privileged to have basic jobs and to be able to live and some of my friends/colleagues talk about how I spend my money where as they can’t afford the same things yet earn more.. sorry not sorry 💁
2026-06-04 23:08:09
1
Roman Cichocki506 :
That’s why when you buy a house or an apartment, you need to understand what stage of the cycle you’re in and where interest rates are. In 10 years, a 4.7% mortgage rate might be considered low. If you took out a mortgage when rates were around 1%, you should understand that they could rise again. By taking advantage of those low rates, you can pay off your mortgage faster so that future increases to 4.7% won’t hit you as hard. The problem is that many people don’t think ahead. When I took out my mortgage in 2009 during the financial crisis, I had low monthly payments for several years, but at the same time I was making extra repayments. Now I pay £300 a month and my fixed-rate deal ends in six months. My current rate is 1.79%, and it will go above 4%, but I’m not complaining because I know my mortgage payment will only increase by about £50 a month. That’s only because I understood what I was doing. People should educate themselves more about personal finance — that’s my advice.
2026-06-03 10:16:17
3
Sarah :
Our mortgage is 1883 a month, we overpay it and out of 2183 repayment only £600 goes towards principle, rest is interest. IRS absolutely digesting
2026-06-04 10:53:47
4
Tom :
Those who stretched themselves to the max on low interest rates / or didn’t overpay massively while on them have only themselves to blame
2026-06-03 09:23:48
1
Saqib :
Just rent instead of mortgage
2026-06-03 01:10:44
1
To see more videos from user @financetips33, please go to the Tikwm
homepage.
